No Credit Check

No Credit Check - Fast loan approvals

No Credit Check offers short-term loans that are approved within 5 minutes.

Get a short-term loan from us and if your application is approved, we will pay the funds into your bank account on the very same day. We have assisted many Kiwi’s with short-term loans when they need it most.

Fast loan turnaround times

Our process allows you to have your application approved in record-breaking time. The online application form only takes a few minutes to fill in and our system can determine if you qualify for a personal loan instantly we will suggest a repayment plan to suit your needs and requirement.

Once you have agreed to our term and conditions sign the application form online and we will transfer the money to your account on the very same day.

How do I apply?

Apply online from anywhere with an internet connection and fill in our no-fuss application form to get pre-approval this should only take 5 minutes and there is no credit check required for pre-approval so your application has a better chance of being approved.

We will let you know if your quick cash loan application was successful instantly and give you a personalized repayment plan that was designed especially for you to fit your needs and your budget. We will ask you to upload your supporting documents and financial details. Sign the contract and we will transfer the money straight into your bank account.

No Credit Check Services

Our short-term loans are very easy to qualify. The loan repayments are flexible and you can choose repayment terms between 1 month and 36 months.

You can pay your loan off early if you want to save on interest fees and you won’t be charged an early repayment penalty.

You can claim your interest rate as it is tax deductible.

Our online calculator will help you customize your payday loan to suit your needs and personalize your repayment schedule.

Why our loans are better for you

We help clients with bad credit to obtain a loan easily.

We understand that it is hard to apply for a loan when you have bad credit and we want to help you by making the process as streamlined as possible.

Your credit history

If you have a bad credit rating you are welcome to apply for a short-term loan no matter what your credit report says.

If you have bad credit let us know so that we can better assist you and customize a loan to suit your requirements.

Each online loan application is evaluated on a case to case basis and we take your previous and current circumstances into account when deciding to approve or decline your application.