Rating based on 17 reviews

No Credit Check

  • Short-term loans up to $20,000
  • Low-interest up to 547.5%
  • Repayment up to 12 months

In-page navigation

No Credit Check homepage
Author No Credit Check. Screenshot of No Credit Check website.
[Accessed April 17, 2018]

No Credit Check - Fast loan approvals

No Credit Check offers short-term loans that are approved within 5 minutes.

Get a short-term loan from us and if your application is approved, we will pay the funds into your bank account on the very same day. We have assisted many Kiwi’s with short-term loans when they need it most.

Fast loan turnaround times

Our process allows you to have your application approved in record-breaking time. The online application form only takes a few minutes to fill in and our system can determine if you qualify for a personal loan instantly we will suggest a repayment plan to suit your needs and requirement.

Once you have agreed to our term and conditions sign the application form online and we will transfer the money to your account on the very same day.

How do I apply?

Apply online from anywhere with an internet connection and fill in our no-fuss application form to get pre-approval this should only take 5 minutes and there is no credit check required for pre-approval so your application has a better chance of being approved.

We will let you know if your quick cash loan application was successful instantly and give you a personalized repayment plan that was designed especially for you to fit your needs and your budget. We will ask you to upload your supporting documents and financial details. Sign the contract and we will transfer the money straight into your bank account.

No Credit Check Services

Our short-term loans are very easy to qualify. The loan repayments are flexible and you can choose repayment terms between 1 month and 36 months.

You can pay your loan off early if you want to save on interest fees and you won’t be charged an early repayment penalty.

You can claim your interest rate as it is tax deductible.

Our online calculator will help you customize your payday loan to suit your needs and personalize your repayment schedule.

Why our loans are better for you

We help clients with bad credit to obtain a loan easily.

We understand that it is hard to apply for a loan when you have bad credit and we want to help you by making the process as streamlined as possible.

Your credit history

If you have a bad credit rating you are welcome to apply for a short-term loan no matter what your credit report says.

If you have bad credit let us know so that we can better assist you and customize a loan to suit your requirements.

Each online loan application is evaluated on a case to case basis and we take your previous and current circumstances into account when deciding to approve or decline your application.

No Credit Check – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 547.5%
  • Loan Amount up to $20,000
  • Repayment 9 days to 12 months

Benefits of No Credit Check

  • SHORT-TERM Loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

No Credit Check - Bad credit clients welcome

We recommend that customers don’t lend more than they really need, you might qualify for a higher amount than you need, but don’t make the mistake to lend more than you are able to repay.

100% online loans

Applying for a loan has become much easier with technology. We ensure that we are up to date with the latest technology.

This helps us get your instant cash loan paid out faster and faster. Since the entire process is done online and you need only fill in a minimal amount of information.

Provide basic supporting documentation

  • ID
  • Payslips
  • Bank statements
  • Proof of address

As easy as 1,2,3!

No Credit Check has made applying for a short-term loan as easy as 1,2,3! We will take you through the loan application to as streamlined and stress-free as possible.

With us, you can qualify for a loan amount up to $500. Simply fill in the application, attach the supporting documentation and as soon as you have been approved we will pay the loan amount into your account.

Customer Reviews & Testimonials

They are the best if you have a very low credit score because you can still get your loan as I did.

Robyn B
— Napier —

They will always look after you when you apply for a loan through them and that is why I have chosen them to be the company for me

John M
— Timaru —

They have taught me how to save on my loan and that is why I can now afford to pay my loan off without issues.

Billie J
— Masterton —

No Credit Check Contact

Physical Address

  • 50 Victoria St Christchurch Central Christchurch 8013 New Zealand
  • Get Directions

Postal Address

  • PO Box 8496 , Riccarton, 8440, Christchurch

Opening Hours

  • not available