First Choice Finance

First Choice Finance - A leading finance provider

First Choice Finance has assisted a number of people with short-term loans.

It has never pleased us seeing people struggling with money before payday and we thought by opening this kind of service, we would change the pattern. After opening the shop, we have never looked back. To date, we have been one of the leading credit providers in New Zealand.

First Choice Finance privacy statement

The Privacy Statement is a practice that must be maintained by both parties of the client and credit provider. It basically stipulates that everything we do is confidential and will never be used for any other purpose other than that of your loan application.

Should you find that your information was misused for other functions, you have a right to lay a charge against us. However, we are almost certain it will not get to that stage because we respect the information of our clients and will never utilize it for different purposes.

Part and parcel of the First Choice Finance online loan application is that each and every customer has to accept the discretion agreement and disclaimer. Failure to do so will mean we will have to stop processing your loan application.

Short-term loan application

We must emphasize the fact that if you are looking for a constant credit application, you may have to apply for long-term personal loan plans as First Choice Finance is strictly for short-term plans. Furthermore, the interest rates are those of short-term plans and not long term.

First Choice Finance Services

Clients are required to fill in an online application form where they will be asked general questions about their home address, place of employment and salary details.

Customers always dread the online application part thinking they will be asked a great load of difficult questions but there is nothing to fear.

Everything you will be asked is done so we can get a better idea of the kind of person we are dealing with.

Submission of documentation for loan approval

After we have viewed your instant cash loan application, we will contact you and request that you submit certain documentation for our viewing.

Ultimately, the documents will vary from customer to customer. However, some of the basic documents that we require is your ID, proof of residence and your bank statement not older than 3 months.

Approval and payment of the loan

Once we checked everything and we are happy, we will approve your short-term loan and deposit the money into the client’s bank account.

Depending on the type of bank that the customer uses and the time the loan was approved, it may take up to one business day for the money to reflect on the customer’s bank account.

A settlement method that works for you

The customer decides on a loan payment option that is suitable for him and his budget. We don’t bombard the client by choosing a plan on his behalf that might not be preferable to his monthly financial plan.