Rating based on 27 reviews

Digital Finance

Digital Finance homepage
Author Digital Finance. Screenshot of Digital Finance website.
[Accessed April 17, 2018]

Digital Finance - Same-day loan payouts

At Digital Finance, we have helped many Kiwi’s reach their short-term financial goals. We understand that sometimes you just need help with your cash flow and other times you have a cash emergency that doesn’t fit into your budget.

Whatever you need a short-term loan for; we have the fast cash solution you are looking for. We help Kiwi’s gain access to loans that are paid out fast and have competitive interest rates. Our loans are designed to help you cover a cash emergency with an affordable short-term loan.

Fast loan approvals

We use our experience in the financial industry as well as modern technology to give our clients fast loan approvals and pay-outs.

Applying for a loan at banks and other lenders can result in waiting for days to hear whether or not your loan has been approved. At Digital Finance we will notify you within a few minutes on the outcome of your loan.

Same day loan pay-outs

Visit our website and fill in the short application form. Once you have submitted your loan application you will be notified within minutes on the outcome of your loan application.

As soon as you have been approved for one of our online loans we will pay your loan amount into your bank account. You can receive money to cover your cash emergency on the same day.

Digital Finance Services

At Digital Finance we strive to help you get the cash you need regardless of your credit history. We understand that a simple missed payment can result in a blemish on your credit history.

At Digital Finance we want to give our clients an equal chance to qualify for a loan.

If you have been blacklisted apply for one of our short-term loans, we want to give you a second chance at regaining control over your finances.

Payday loans

A payday loan is a popular choice when it comes to short-term loans. With a payday loan, we grant you an advance on your salary.

The quick cash loan is usually repaid on the clients next payday. Due to the shorter repayment term these loans carry lower interest rates.

Short term loans

A short-term loan has a flexible repayment period that will fit in with any salary structure.

We are transparent in all of our transactions, we will show you the full personal loan amount as well as terms and conditions before you sign the loan contract.

Apply for a short-term loan with us and as soon s you are approved we will make a same-day transfer.

Digital Finance – Short-term loan

  • Loan Type Short-term loans

Benefits of Digital Finance

  • SHORT-TERM Loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Digital Finance – Fast, reliable and affordable short term loans

At Digital Finance we have well-trained, friendly staff that has a passion for client services.

Unlike banks and other lenders, we will not turn you down because you have a bad credit history. You can qualify for a bad credit loan with us between $300 and $1000. You can view a full list of fees on our website.

Loan qualifying requirements

  • 18 years or older
  • Permanent New Zealand citizen
  • Permanent salary
  • Proof of address
  • Bank account
  • You must supply us with an ID photo

Rewarding our clients

After you have repaid your first loan you can apply for another instant cash loan with added benefits. You will receive lower fees, interest rates and larger loan amounts. Our loans are 100% online and you will be notified within a few minutes about the outcome of your loan.

We’re a responsible lender

We are a registered lender and we support responsible lending practices. You will only qualify for a loan amount that you can afford.

Many clients in New Zealand already trust us to help them with a reliable and transparent short-term loan. Short-term loans can be used to pay medical bills, repairs, funeral costs to mention only a few.

At Digital Finance we offer you transparent and confidential short-term loans. Our short-term loans pay out fast helping you to cover your cash emergency and regain control over your finances.

Customer Reviews & Testimonials

All I can say is that I got my short term loan and even though my credit score wasn’t very good they have trusted me enough.

Chris T
— Napier —

They really are a truly lovely company they have made me feel like I fit in instead of standing out and that is why I choose to use them.

Tim N
— Auckland —

They have given me the greatest advice and they are helping to build up my credit score and that is why I will always be thankful for them.

Calvin J
— Queenstown —

Digital Finance Contact

Contact Number



  • not available

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –