Cash Train

Cash Train - apply for a loan 24/7

At Cash Train, we form part of Australia based PAID International. First Stop Money Pty Ltd trades under the Cash Train brand and we are the market leaders as providers of short-term loans in New Zealand.

In partnership with our parent company, we serve over 5,000 clients every month with tailor-made loan solutions.

We pride ourselves in our fast yet transparent online loans. We will make sure that you know the total cost of your loan as well as the terms and conditions before you sign the loan agreement.

24-hour loan services

You can apply for our loans from anywhere at any time. We understand that cash emergencies happen at any time and that’s we don’t restrict you to office hours.

The management team at Cash Train has over 60 years of experience in the financial industry. We have an excellent reputation that we have built up since we were established in 2003.

Apply for a loan

Visit our website and fill in the quick application form. The online loan application will only take you a couple of minutes to complete.

We will promptly get back to you about the outcome of your loan, but while you wait, you can read through the valuable information on loans, loan options and repayment terms we have available on our website.

Cash Train Services

Our company mission is to help you get a quick cash loan without any delays. These quick cash loans can be used for any type of financial situation and emergency.

We use our extensive experience to simplify the loan application process and to shorten the loan turnaround time. We will let you know the outcome of your loan application and once you have been approved, we will pay the loan amount into your bank account, ready for you to use to solve that cash emergency.

Loans with benefits

When you take out a loan with us you can choose your repayment terms, loan amounts, and pick between variable and fixed interest rates.

If you find yourself in a position to make an extra payment or to repay your short-term loan early you can do so without occurring any penalty fees. If you change your mind about your loan you can contact us within 24 hours and repay the loan without fees or interest rates.

Quality services and loan products

The speed and convenience of our personal loans will be hard to find in the financial industry. We pride ourselves on getting you approved for a loan and getting the money deposited into your account in the shortest possible time.

Our loans carry competitive interest rates and transparent repayment terms. The total cost of your loan will be shown to you up front before you sign the loan agreement.