Cash Converters

Cash Converters - Flexible short-term loans

One of the great advantages that have turned Cash Converters into a household favourite is the fact that we offer clients a variety of options for their financial problems.

This way, a customer will choose an option that is easier for him to pay and won’t be too much of a burden to his budget.

Not your average traditional financial provider

Seeing that the majority of New Zealand families are already swamped in debt, Cash Converters has implemented a new way of helping households during their financial struggle. We have a number of different ways of offering short-term loans so that they can get back on their feet.

To date, we have more than 27 stores operating in New Zealand and we couldn’t be happier about this expansion because it means we are helping more people.

Assessing the financial circumstances of people

As much as we want to help everyone who comes to us for financial assistance, we know we can’t help everyone who needs a personal loan. As such, we have to access each and every client’s affordability before we can award them a loan. The last thing we want to do is to give customers loans while they are not in a good financial capacity to pay for credit.

We always encourage our clients to pay some of their debts before they apply for more credit especially when it comes to payday loans. This way, they won’t feel overwhelmed with debt and they will be able to pay everything without feeling like their budget is tainted.

Cash Converters Services

Clients who want to apply for our advanced options have to fill in the online loan application.

The application is easy to complete and clients will be done in 5 minutes. All that we require from our clients is their credentials in terms of their personal details, salary information and employment. When they furnish us with such information, we will be able to determine if they are in a good financial state to afford a short-term loan.

Cash Converters assessment and verification

After you have submitted your online application, we have to verify the documents you have given to us. We may require additional information from you that you may have to submit.

After we are satisfied with every documentation that was submitted to us, we will then let you know about the outcome of your short term loan.

As a first time credit applicant, you will have to sign for your advance before the money is sent to your bank account.

The money will be deposited in your account

After we are happy with all your submissions and you have signed for the credit and agreed to the terms and conditions, the money will be deposited into your nominated bank account.

Depending on the bank account you use and the time the loan was approved, you might get your loan on the same day or it might reflect on your bank account the next business day.

After we have approved your quick cash loan, we can’t be held liable the bank times.