Rating based on 38 reviews

247 Moneybox

Updated

  • Short-term loans up to $800
  • Low-interest up to 292%
  • Repayment up to 30 days

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247 Moneybox homepage

Author 247 Moneybox. Screenshot of 247 Moneybox website. [Accessed April 17, 2018]

About 247 Moneybox

When we opened our doors to society in 2009, we wanted to bring change as far credit advance is concerned.

We wanted to do things a little bit different compared to what traditional lenders do. Short term loans are often needed just for a short duration and normally aren’t a lot of money. It is usually to fix an important errand that can’t wait until payday or until you have money.

247 Moneybox and responsible lending

The last thing we want is to have our clients indebted to us for the rest of our lives. Instead, we want to teach our customers how they can change their finances by only having credit that is necessary. If you want something and you don’t have money for it right away, ask yourself if it is important and if your answer is “no”, then surely, that is not an item worth getting into unnecessary debt for. Furthermore, we would never loan clients who are not in a good financial state.

We are not designed for long-term borrowing

As previously mentioned, we want our customers to use our services and pay off their payday loans in the shortest time possible. The longer your loan drags on, the more interests you will be liable for paying.

What are the consequences of late payment?

As understanding as we try to be, we also have to ensure that our customers understand that the longer they take to pay us their personal loans, the more difficult it will be for us to loan them in future.

247 Moneybox Services

As much as we strive to meet every client’s needs, we know that we will not be able to keep everybody happy.

As such, it is important that customers know that our instant loan services are not for people who are looking for credit for longer periods. Instead, we only borrow money to people who are due to pay back their advances in a short period of time.

What are the criteria of a 24/7 Moneybox loan?

  • A client should be 18 years or older in order to apply for credit
  • The client should be a United Kingdom occupant
  • The client should be working and earn a regular salary
  • The client should be in possession of a local bank account

How much can I borrow?

The amount of money you can borrow ranges on your relationship with us. If you are loaning money for the first time us, you will only be liable to take out a short-term loan of $200. This is because you are still new and we don’t know how your payment patterns are.

As you gradually become a consistent client, we will increase the amount. However, it is important that you only borrow the amount that you need and nothing more.

The largest amount we will be loaning you is $800. However, this all depends on how good and consistent you pay back your loan.

247 Moneybox Product Details

  • Loan Type Short-term loans
  • Interest Rate 292%
  • Loan Amount up to $800
  • Repayment 24 hours to 30 days

Summary of Services

  • SHORT-TERMs Loans
  • PAYDAY Loans
  • Cash Loan

247 Moneybox - quick short-term loans at your finger tips

Depending on the time your loan was approved, you will get your money the same day. If it was approved slightly later in the day, the money will be deposited into your bank account the next day.

The credit checks that we do for our clients are not to scare them, but rather to ensure that they can afford the short-term loan they are applying for. It wouldn’t be fair for us to loan a customer that is clearly struggling to manage their finances. As much as we want to help our clients, the last thing we want to do is to add unnecessary financial pressure on their loan.

Will you extend my loan?

Seeing that our advance services are for a short term period, we don’t approve of our clients extending their loans for a longer period. 247 Moneybox is a short-term loan service. Should customers be looking for something slightly longer, they can contact other online credit providers.

How do I lodge a complaint?

We try our level best to ensure that we make our clients happy. We know that we won’t always quite get it right and as such, we welcome all critics from our customers. Seeing that we are giving them a service, we always ensure that they are well taken care of.

Is part-time employment acceptable?

We don’t have a problem with clients that are working on a part-time basis. However, we will not accept customers that solely rely on benefits as a means of salary.

Are bad credit history payers welcome?

Customers that have a bad credit history can apply for a bad credit loan provided that they will be able to settle their loan in due course and that they can afford it.

Customer Reviews & Testimonials

Shoot what can I say but the service is great and you get your loan faster than you think even possible.

Sherley P
— Queenstown —

You can use the calculator to see how much you would like to loan and how much you would have to pay back.

Tommy L
— Auckland —

It takes a few seconds to apply and give your mobile number and someone will contact you.

Mika S
— Wellington —

247 Moneybox Contact Details

Physical Address

  • Level 4, 369 Queen Street Auckland CBD Auckland Region 1010 New Zealand
  • Get Directions

Opening Hours

  • not available