About Chequers Finance
We are a financial services provider that seeks to help each and every client that walks through our door or contact us electronically. We know we can’t always help our customers but we try to do everything we can to ensure that they have less to worry about when they leave our offices.
Four branches to assist clients
The four branches that we have all over Auckland and Hamilton have helped a lot of people with their instant cash loan needs. The greatest advantage is the fact that customers can go to any branch of their choice or the one they are currently closest to and they will be assisted. We are able to gather information for our clients no matter which branch they are in.
Adhering to the terms and conditions
Our terms and conditions are easy to understand and need to be followed by the client before he signed on the dotted line. If there are conditions that you feel will be too difficult for you during the duration of the loan, don’t take the credit. It is important that you have thought everything clearly before you accept your loan because it may potentially ruin your credit record if you don’t meet your payments on time.
No collateral required on our loans
Unlike most financial institutions, we don’t require any security for taking up our short-term loans. This means that every loan option that we have is unsecured and all a client is required to do is pay up their advance every month.
Chequers Finance Services
Customers who are interested in applying for our loan options can complete the online application on our website.
The online loan application takes less than 10 minutes to complete and it is important that the client fills the application carefully.
Chequers Finance documentation submission
There are certain documents we require in order for us to process your loan application.
Without getting these documents, continuing with your loan may prove to be difficult.
We require the following:
- Bank statements that are not older than three months
- Bills that have been addressed to your residence
The manner in which you want to send us these documents is your choice.
Many customers prefer emailing them but faxing and coming to our branch still suffices.
Chequers Finance loan processing
It will take a few hours before we come back to you with an answer about your short-term loan application.
We need to ensure that we have checked everything and nothing needs to be further evaluated.
Chequers Finance Product Details
- Loan Type Short-term loans
- Loan Amount up to $1,000
- Repayment 7 days to 30 days
Summary of Services
- SHORT-TERMs Loans
- PAYDAY Loans
- Cash Loan
- Responsible Lending
- INSTANT Loans
Chequers Finance - The short-term loan experts
If we approve your loan application, the applicant will have to sign the credit agreement as well as the terms and conditions.
Furthermore, it is very important that they understand everything that is written on the dotted line.
The money will be deposited in your bank account
After we have dealt with the nitty-gritty, the money will be deposited in your nominated bank account. Depending on the time of the day it is, the quick cash loan may reflect in your bank account after a day.
The number of ways you can apply for a Chequers Finance loan
We want to give our clients a variety of options and one of them is giving them the choice of choosing the way they want to apply for a short-term loan.
- Clients can apply online via our online application route
- Clients can come into one of our branches and apply for our short-term loan
- Clients can email the manager
- Clients can apply via phone call
No credit checks are done
We don’t perform credit checks on any of our clients and we offer payday loans to all.
Six week payment period
Our six week repayment period has made things easier for so many clients. The sooner they pay their loans, the more time they will have to deal with other things. We don’t want our customers to be burdened with debt they can’t handle. However, when they pay off their personal loan after six weeks as promised, they will be able to look at other things that may need their attention around the house.
How much money can I borrow?
Clients can borrow a minimum of $100 and a maximum of $1000. First-time clients will be restricted in terms of the amount but returning customers can borrow a slightly bigger amount.
What if I am self-employed?
We don’t have a problem helping self-employed people. However, they need to have a constant salary reflecting into their bank account. If they don’t, it will be a bit difficult for us to lend a helping hand. We need to be able to see some sense of proof that they get paid on a periodic basis.
Will you give me a loan if I am on benefits?
We don’t have a problem loaning customers who are on benefits. However, we require them to earn some other form of income.
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Chequers Finance Contact Details
- 137 Alexandra St Hamilton Central Hamilton Region 3204 New Zealand
- Get Directions
- PO Box 19140, Hamilton, 3204, New Zealand
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday Closed –
- Sunday Closed –