Loan Direct

Loan Direct - Affordable short-term loans

New Zealanders have always known who they can turn to when they need a short-term loan. With Loan Direct, we do everything with ease and speed.

Unlike banks, we will not give you the 4-1-1 about unnecessary things that have got nothing to do with your loan, we will get to the point of the matter right away – ensuring that you get funds so you can go on about your affairs. We have assisted many clients without asking what they plan on doing with the money

Can I be rejected for a loan application?

Although we try our level best to ensure that we help everyone including offer bad credit loans to people who can't get a regular loan, it is not always possible. If a customer has a bad credit history and still continues to miss payments, he will be automatically rejected.

We are not looking for a perfect payer but we are looking for someone who is at least disciplined enough to keep up with his payments. To us, it shows a level of carelessness if you don’t pay your bills for months.

How can I ensure that my loan application is always successful?

There isn’t much you can do to ensure that you are always on our good books apart from ensuring that your payments are up to date and that you don’t skip any payment due.

However, it is important to remember that every online loan application is treated differently despite it being from the same individual.

Loan Direct Services

The first step is that the client needs to complete an online application form. It is important to clarify that a completed payday loan application doesn’t guarantee automatic success for a loan.

There will be a number of processes that need to be done before we can deem your application a success. The application usually requires personal information about the customer as well as his employment details and salary information. All this information is strictly confidential and won’t be shared or seen by anyone either than the consultant dealing with your application.

Submission and verification of documents

The second step is submitting documents. We need to verify if the information that was sent to us via the online application corresponds with the details of your papers. If it doesn’t and there is a big difference, we will call you to explain to us the huge modification. However, if we are happy with everything, we will proceed to the last and final stage of your short term loan application.

The money will be deposited into your bank account

Due to the fact that there are a few things to be considered before the money is made available at the client’s disposal, it is important that the client reads and understands the terms and conditions of the personal loan agreement. The customer will be required to adhere to the rules and regulations of his loan at all times and should never bypass them. The money will be deposited in a few hours or the next business day.