Rating based on 12 reviews

TSB Bank

Updated

  • Home loans up to $200,000
  • Low-interest starting from 3.79%
  • Repayment up to 5 years

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TSB Bank homepage

Author TSB Bank. Screenshot of TSB Bank website. [Accessed April 17, 2018]

About TSB Bank

TSB Bank has been around for more than 165 years, we now have more clients, more branches across New Zealand and even better ways to bank.

We were founded in the 1850’s and have always put our customers first and continue to do so, it will remain the heart of our being in existence. We come from humble beginnings in New Plymouth; we’ve gone from strength to strength as we offer a truly wonderful service nationally. No matter where you are from Cape Reinga or the Bluff TSB will assist you in reaching your goals.

TSB offers a freedom you can rely on

When the government recommended a union of all 12 independent banks in New Zealand in 1985, we just knew it wasn’t going to be in the best interests of our clientele.

Other banks, as well as the government, put a lot of pressure on TSB Bank with regards to the merge; the pressure was actually quite intense. But needless to say, we stood our ground and we were not going to give in, so the merger went ahead without us. A few years down the line it faltered and was then sold off to a big Australian bank.

So at the end of the day, it worked out perfectly for the TSB Bank as we grew stronger and our aim was to assist New Zealander to reach their financial goals. As we stand today, we are still making the decisions in the best interest of our clients. The TSB has been recognized for our customer services and for putting our customers first, and that’s the way it’s always been.

TSB Bank Services

When you contact us, you’ll be met with a friendly and professional consultant on the other side, all your questions and concerns will be dealt with in the most proficient way, we will give you the assistance you deserve and the information you require will be provided professionally at all times.

Our staff members are dedicated and you’ll be speaking to real people since we don’t believe in automated answering systems.

TSB Bank offers a comprehensive range of products and services which include home loans amongst other professional services across the country.

Home loan services offered by TSB Bank

Should you be considering buying your first home, we can give you a helping hand, perhaps you could consider the Welcome Home Loan that available from TSB Bank and is supported by Housing New Zealand.

If you have an acceptable credit record and you’re a permanent resident of New Zealand and you receive an individual yearly income that’s lower than $80 000 or receive a household income lower than $120 000, in case of joint purchases?

You may very well qualify for such a loan. As a rule, the deposit that is required for this loan is 10% of the price of the property. We also offer personal loans and a range of savings and investment accounts

TSB Bank Product Details

  • Loan Type Home loans
  • Interest Rate 3.79 – 6.05% p/a
  • Loan Amount up to $200,000
  • Repayment 6 months to 5 years

Summary of Services

  • Easy online application
  • Flexible loan repayment terms
  • Choose a loan rate that suits you

TSB Bank - The home loan experts

You may be able to use a KiwiSaver first home deposit subsidy to provide the full amount required. With it, you could possibly get as much as $5,000. You could also apply for an additional amount to use as a deposit on some products

This home loan has a table repayment proposal with each repayment being made up of two portions - interest and principal. The principal portion will grow as you continue to make repayments; this is to help you increase the equity in the property.

Let TSB Bank be your first choice

We really should be your first choice when you decide you want to purchase your home. It’s true that a home credit is probably one of the biggest responsibilities one can have.

TSB Bank home loans in Auckland should be your first and foremost choice when considering purchasing your home. A home loan is one of the greatest responsibilities most people can take financially. We give the best advantages we are adaptable and we offer alternatives suited to your needs.

TSB Bank has loan specialists that will assist you 

We have a group home loans expert that will assist you in finding you the ideal home loan suited to your needs. Regardless of if you’re looking for your first home or a holiday home, perhaps you want to invest in some property or you want to remodel your home. Contact us and we’ll get the best alternative with regards to a very important decision you’re about to make.

It is possible to switch to a TSB Bank Home Loan in the event of you not being too sure about your current financial situation, you could consider moving to an alternate home loan that will suit your lifestyle, it’s essential to investigate all available options regarding your home loan decision.

Our specialists are able to determine all the possibility’s you have available to you as well as the ability to make the most of your present home credit so that you can reap the benefit and rewards of your current loan.

Contact TSB Bank for a bigger better service today and move into your new home sooner than you anticipated. You can also complete an online loan application to get started today

Customer Reviews & Testimonials

What a brilliant company! They don’t just provide home loans, they also genuinely care about their clients. From start to finish I was treated like an individual and got to enjoy a personalised s...

Nadine W
— Auckland —

This is the easiest 5-star rating I’ve given in a while. You deserve it because of your excellent customer service.

Thomas S
— Christchurch —

It’s a hassle-free process and applying for a home loan was quite simple.

Becky W
— Hamilton —

TSB Bank Contact Details

Physical Address


Postal Address

  • PO Box 240, New Plymouth, 4340, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed