Rating based on 39 reviews

ASB Bank

  • Home loans up to $1,000,000
  • Low-interest up to 17.95%
  • Repayment up to 10 years

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Author ASB Bank. Screenshot of ASB Bank website.
[Accessed April 17, 2018]

ASB Bank - The home loan experts

On Saturday the 5th of June at 7 pm in 1847, New Zealand’s first savings bank was opened on Queen Street in Auckland New Zealand

ASB makes every effort to regularly provide our customers with exceptional service and ground-breaking online loans and financial solutions. We're enthusiastic about providing modest financial products that make our customers feel that they want to bank with us how and when they want.

Quality customer service

We’ve been able to prove a great service over the years by not just standing still; we have continuously observed the way individual’s bank and how they work with their money; proving that we are not just another bank.

We are also inspired by success no matter how big or small it is, every milestone reached by a client is a success and pushes us to go even further and always striving to do better. Which is mainly the reason why more than 1.3 million business, personal and rural clients choose ASB as their preferred bank. We have pledged to help all Kiwis and to serve our growing community.

Preparing to buy a home a new home

It’s really fun when you decide you want to buy a home, but note that it’s important to do your research on different home loans and to ask the right questions before you make any commitment to purchase.

ASB has put some advice together that you should consider as you embark on finding your home. It’s sort of a starting point, so it would be advisable to speak to your lawyer before taking the next step of your journey in buying your new home.

ASB Bank Services

There are several different possibilities and ways you can consider when purchasing your new home; by auction or you can perhaps negotiate or tender.

Whichever one you decide on, it’s well worth knowing how each one of these sales and purchases work.

Mortgages and home loans

Should you be purchasing a new home or thinking of building, to extend looking for a top-up, then an ASB home loan could possibly be what you’re looking for.

If you need a personal loan as well to fix up your home or buy furniture and appliances you can apply for one to be added to your home loan

Purchasing your first home with KiwiSaver

Should you be looking to buy your first home using your KiwiSaver? You could possibly be rewarded with up to $5 000 to buy an existing home.

Our ASB KiwiSaver Scheme

Start by getting your home deposit together so that you can feel more comfortable when you start on your buying journey with excitement, we know it can also be a bit daunting but you are permitted to use your KiwiSaver when you purchase your first home.

ASB Bank – Home loan

  • Loan Type Home loans
  • Interest Rate 17.95%
  • Loan Amount up to $1,000,000
  • Repayment 12 months to 10 years

Benefits of ASB Bank

  • Loan top-up
  • No penalties for extra payment
  • Consolidate debt option

ASB Bank - Reliable home loans

Have you seen a house that you just need to have, but you already own your current home?

Should this be the case ASB may be able to assist with the selling of your current home and purchase of the new home you want at the same time? Give us a call and we’ll give you’re the advice you need.

Maybe you’re thinking of an investment property, our ASB home loan could perhaps make it easier for you to grow your property portfolio, whether you a first-time investor or an experienced investor, we welcome you at ASB.

Tailor-made home loans

So you’ve decided to build your own home, match your home loans to your construction needs, we have a home lending solution that can be tailored for you. You are able to move your home loan to ASB if you so wished, perhaps it’s time for a change our home loan could be just what you’re looking for. Allow ASB to assist you in protecting what matters most, we offer a range of loan, income and life insurances. Contact us we would love to assist you.

We can support you in what matters most; we offer a wide range of life, loan and income insurances.

Personal loans -Plant, equipment & vehicle finance and asset finance

Apply for a quick loan for whatever reason, whether it is the buying of new equipment, a business could be an option if you don’t have cash and you need or want to buy these assets.

Why you should choose ASB as your go-to bank

We offer the most competitive home loan interest rates, we were voted NZ supplier of home loans by the Readers Digest Quality Services awards in 2016, and you can receive a pre-approval home loan within 60 days, plus our lending specialists are available 7 days a week.

If you’re ready to take the next step then apply online for a loan today! We’ll respond within a time frame of 4 business hours. Should you find the need to speak to one of our lending managers, you can pretty much find one anywhere, since we have mobile lending managers who cover most of the country or you could pop into one a branch closet to you, we a situated across New Zealand.

Apply for your home loan today; we have a multitude of options for you to settle instalments on your home faster.

Customer Reviews & Testimonials

I would absolutely recommend ASB based on my experience when I took out a home loan from them. They were always available and attentive. That made the process easier for me because I felt like I ...

Dylan M
— Napier —

Their interest rates on their home loans are definitely favourable.

Richard W
— Dunedin —

I’m in property and dealing with ASB Bank was a breath of fresh air. So professional yet still friendly, and most importantly, they get you what you need in the most time-efficient way.

Paul S
— Upper Hutt —

ASB Bank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –