Rating based on 40 reviews


  • Home loans up to $200,000
  • Low-interest starting from 6.98%
  • Repayment up to 5 years

In-page navigation

HSBC homepage
Author HSBC. Screenshot of HSBC website.
[Accessed April 17, 2018]

HSBC - You can buy your dream home

We are proud to say that we serve more than 38 million clients through four global businesses; global banking, commercial banking, retail banking & wealth management as well as global private banking. We offer personal and short term loans, home loans, car loans and a range of online services.

Our network covers 66 countries and territories throughout the Middle East and Asia but to mention a few and we have about 3 800 offices around the world and we make every effort to be where there is growth and being able to connect with clienteles as well as permitting companies to prosper and economics to thrive.

Our corporate website

If you are a current or potential investor looking for more information about HSBC, you are welcome to take a look at our corporate website. If you're looking for a home loan, visit our site or call us today!

It provides information such as financial results, stock exchange announcements and investor’s presentations and much more…

Our sustainability at HSBC is that we know how important it is for a bank to play a positive role in our global economy as well as our society.

We also believe sustainability in our banks must not only be consistent but also be profitable and should not be totally concerned about the making of profit.

HSBC Services

HSBC is here to assist you in buying your new house understand that is can be exciting and daunting at the same time and that the reason we offer you your own dedicated correlation manager.

We are able to offer a fitting a home loan that proposes a competitive interest rate that is tailored to your specific needs.

Matching home loans

Match our selection of home loans.

Intended to offer flexibility and exclusive services that will best suit your needs and it doesn’t matter if it’s an apartment or house you want to purchase.

Purchasing a Property

HSBC believes that a home loan is much more than a mortgage, it’s the basis for building your success.

Contact HSBC we have a range of information to assist you through the processes of refinancing or buying your home.

We also offer a range of personal loans and savings and investment accounts which you can obtain based on your needs and financial goals.

HSBC – Home loan

  • Loan Type Home loans
  • Interest Rate 6.9829.99% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 5 years

Benefits of HSBC

  • Fixed interest rate
  • Home loan comparison
  • Simple online application

HSBC - We will help you understand home loans

We have a range of home loan calculators to help you find the facts and figures you’ll need in order to make a decision. When it comes to applying for a loan with HSBC you can do so both online and in-store

Capital value

This is a term you’ll see on your rating valuation. It’s the total value of your property. It includes buildings, land and not chattels it also covers things like carpets, curtains and light fittings.

Certificate of insurance

The bank will more than likely request for you to provide them with a certificate of insurance, which you will get from your insurance company.

Code of Compliance Certificate

Ensure that all building and modifications have a certificate before you purchase, this will be a certificate from local authority stating the building meet the terms with building consent requirements. The land information memorandum should contain all the compliance details.


You’ll notice that this term has two meanings when it comes to purchasing a home. To the real estate agent, it’s a payment you give them once you agree to purchase your home, the funds will then go to the seller once your agreement becomes unconditional, the funds will be returned if the sale of the house is declined. To the bank, it’s the amount you pay towards your home itself.


This term has several meanings. Once you have been approved for a home loan, your home will automatically be the security for the loan, this means the bank can sell the home if you default on repayments. The term is frequently used to mean certain kinds of investment such as shares or bonds.

Table loan

This loan offers a set repayment each month or fortnight. Most of the money generally goes towards the interest owing, once your loan starts to come down each month more of each repayment will go towards the repayment on the loan itself.


Term has a few meanings. When you obtain a loan it means the period of time you take your home loan out for – a lot of home loans are between 20 or 30 years. It could also be for how long your lease is that is if you have a leasehold property. It also means the period of time an investment is for.


This is a great way of selling since all the buyers are in one place to make an offer (bid) until only one buyer remains to bid. An auction is run by an auctioneer. The individual selling generally sets a reserve price and is not obligated to sell should the offer be less than the reserved amount

When you purchase at an auction you are obligated to go through with the purchase, so you will need to ensure that you have checked everything firs and have your fund in order, that would include the funds for the real estate deposit which will then be paid to the auctioneer on the very same day.

Some history on our company

It was from one simple idea that we were born to be a local bank in March 1865, serving international needs. We opened our doors for business in Hong Kong.

Customer Reviews & Testimonials

With HSBC, I managed to get through the process of securing a home loan with far less trouble. The experience was actually not stressful.

Neville O
— Rotorua —

Big thanks to the team! Thank you for helping me with a home loan to finance the construction of our home.

Josh C
— Hamilton —

The staff is genuinely friendly, very willing to help with anything you need and that personal touch makes the process seem like a walk in the park!

Kiara N
— Whangarei —

HSBC Contact

Physical Address

Postal Address

  • PO Box 5947, Wellesley Street, Auckland, 1141, New Zealand

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed