First Credit Union

First Credit Union - Effective home loan solutions

We are owned by our member and not a small crowd of owners. Although we still offer several of the same products as modern banks, our rates are normally lower and our application methods are less stringent.

Credit unions have a robust focus on our community members plus we use a democratic attitude when we elect a board of directors. This makes us a credit union and not a bank!

The best deals on home loans

Unlike a bank, we’re not in it for profit! First Credit Union is strictly owned by its members and not shareholders.

We have great concern for our member and we show it by offering the best-priced products and service possible, we also offer free financial education, free tax preparation and free money management tool in order to assist members to improve their financial status. In other words, we exist to serve our members as best as we possibly can.

Caring about our community

Our core value is to serve our communities and to continuously give back.

Giving back to the communities we serve is a core value. With the help of our members, we raise thousands of dollars each and every year for the Phoenix and Tucson Children’s Medical Network hospitals.

We also help collect and donate clothing, school supplies, personal hygiene items, food for our neighbours as well as pet supplies throughout the year.

We appreciate that our employees give their valuable time by donating hundreds of volunteers hours by serving community organisations.

First Credit Union Services

We have you covered from your very first debit card to retirement savings options, we also have you covered with a wide range of choices for borrowing, spending, saving and investing.

Since we are a non-profit concern, our earning a put back into our member’s pockets, normally by offering lower interest rates, better terms and reduced fees, meaning that you could perhaps pay less for a personal loan offered by a credit union. We value our independence, comparison results, reviews and content for unbiased analysis.

First Credit Union can help you buy the home of your dreams

Allow us to help you to get the house you’ve always dreamed of! It doesn’t matter if you’re a first time home buyer of renewing your home loan, or perhaps a loan for renovations current home or buying a new home! A First Credit Union Home Loan package allows you to: Come to be a ‘First Choice’ member, this means that you will not pay Eftpos or ATM charges on your account.

Why you should choose First Credit for your home loan

You are able to ensure your house and contents all at the same time as attaining your home loan. We offer you a dedicated mortgage specialist that will assist and guide you through the entire home loan process. First Credit Union offers great flexible repayments terms, interest rates, no penalty’s should you choose to pay a little extra plus we are able to provide pre-approval on your home loan before you start shopping for a new home and you know how much you have to spend.

If you are not in the possession to provide a 20% deposit that is normally required by banks, no problem First Credit Union could possibly consider a smaller deposit on your home loan but you must complete an online loan application to find out.