Rating based on 5 reviews


  • Personal loans up to $20,000
  • No-obligation
  • Easy application

In-page navigation

Loans4you homepage
Author Loans4you. Screenshot of Loans4you website.
[Accessed April 17, 2018]

Loans4you - Fast loan approvals

We have years of experience in the financial sector and we are homed in New Zealand.

Loans4you are associated with our implacable customer service and renowned for our ability to offer more than that of our competitors in our industry. We are continuously upgrading our technology to ensure that our systems are streamlined and that we can deliver a quick online loan application process to be available to our customers at any given time.

We simplified the lending process

Our finance fees and rates are highly unbeatable in the industry and our online strategy is to simplify our entire process. We attend to your financial needs of our customers and we also apply our thinking to your needs and ensure that you stay within your budget.

Loans4you is a firm of utmost integrity. Our customer’s confidentiality is kept private, we offer an out the box service and the quality is a key factor in our broad range of service delivery. Plus, we offer you same day loan approvals with only one application.

Payday loans

Should our customers feel that their credit rating isn’t as good as it should be, we offer payday loans that could be of assistance. We put a great deal of consideration into each applicant before turning any person away. We follow a yes attitude when it comes to financing.

A massive range of loan options

We offer so much choice for our clients. Debt consolidation loans to get you out of those reoccurring built up debts, car and home finance options, personal loans to use as you please and much more.

Loans4you Services

If you’re embarrassed with your bank balance and your budget has gone into shambles, if you have too much debt and having sleepless nights because you’re struggling to afford all the repayments?

Loana4you can take away all of the above by offering you a personal cash loan which will ease all your worries and put you back on track!

Loans up to $20 000

Apply for an affordable personal loan! Our online loans range between $2 000 and $20 000.

You can touch up or renovate all those little things in your home, redo your kitchen or bathroom; these are things we seem to neglect due to not having enough cash!

Perhaps you’re thinking of getting married or would like to just have a getaway – take that vacation you so badly need.

Get vehicle finance that works for you

Our vehicle finance is equivalent to having cash in your pocket, go car shipping see what cash deals the dealerships have to offer, get the best prices and start thinking of the color of your next car.

 Struggling with debt

When you feel like you can’t keep up with your monthly installments on your credit cards or store cards then debt consolidation could be a lifesaver.

You don’t need to have all the stresses there are more important things to worry about in this day and age.

Loans4you – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $20,000

Benefits of Loans4you

  • Quick Funds
  • Affordable rates
  • Online application

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Applying for a quick loan online with Loans4you

Apply for a debt consolidation loan and roll all your debt into one single loan account, with only one repayment to take care of.

Loans4you a loan for every situation

No matter what your circumstances are, allow us to help you. Make use of our easy loan calculator to assist you in working out how much you can borrow on your personal loan and what your repayments will look like

Apply for a Loan Online today and don’t look back

We understand the demand and impact life can have on our society. Life has a way of throwing things at us and we need to pay for things left, right and centre so before we know it we’re strapped for cash and we feel cornered. Let Loans4you help you out of all those sticky situations.

You can save money by budgeting responsibly

Once your online loan application has been received & been approved by Loan4you, we’ll send you the terms of your loan contract to sign. You are then able to choose the repayment term that will be best suited for you, you can make repayments by monthly or weekly terms, note that the repayments will be drawn straight from your bank account on the date of your choice,

This will allow you to be more budget conscience. Loans4you encourage responsible lending and will only offer you what you can afford, we will do our best to alleviate you from getting into trouble with debt problems further down the line.

Eligibility before you apply

You need to be 18 years of age or older ensure that you are a New Zealand resident and have a valid banking account. This allows for a quicker process.

Apply for a personal loan in the comfort of your own home! You don’t need to visit a branch or sign all the endless paperwork. You could receive your personal cash loan within 24 hours and go shopping or have a spoil at the spa it doesn’t matter what you want to spend your cash on. Funds are but one click away from being in your bank account. So doesn’t delay the process apply online today!

Customer Reviews & Testimonials

After applying for a personal loan, I was pleasantly surprised at how fast the turnaround time was for me to get the funds I needed. That was a great job!

Emily J
— Rotorua —

Everything was clear and very easy to understand. The staff is also lovely.

Mia F
— New Plymouth —

Loans4you helped me get the money I needed to spoil my wife by taking her on a weekend getaway for our 15th wedding anniversary with an affordable personal loan. My repayments were personalised, ...

David A
— Auckland —

Loans4you Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • not available