Rating based on 14 reviews

Finance Now

  • Personal loans up to $20,000
  • Low-interest starting from 12.95%
  • Repayment up to 5 years

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Author Finance Now. Screenshot of Finance Now website.
[Accessed April 17, 2018]

Finance Now - Quick and hassle-free personal loans

We were founded in 2000 and our aim is to deliver a personal touch along with our financial products and services that are quick and hassle-free.

We offer loans such as retail personal loans secured as well as unsecured to business solutions and more.

We have developed a wide range of finance products that are tailored for your personal needs for whatever reason it may be.

More than 320 000 Kiwis have put their trust in finance now to guide them in the right direction.

Expert loan team

Using Finance Now will give you the peace of mind that you need and you can be sure you're dealing with an establishment that recognises and appreciates the needs of real Kiwis.

Finance Now is a local company plus we are 100% owned and run by Kiwis, and we’re proud of it. If you have any questions with regard to our personal loans, car loans or business finance you can contact one of our expert team members.

We put you first

Southern Building Society (SBS) is our parent company with the same morals as we have by putting people first.

SBS was recognized in 1869, it was also the first building society worldwide to have achieved bank registration, whilst retaining its mutual structure. The SBS group assets amount to about $ 4 billion.

Finance Now Services

We have an experienced lending team that handles all personal loan applications and inquiries. We understand your needs so you will be dealing with a live consultant and not a call center that is situated in another country and can’t understand you.

Finance Now offers a Credit facility to over 1500 retail stores, we give our customers more choice when they’re shopping around

We offer assistance 7 days a week to all our retailers because our nationwide Area Manages and committed Retail support center is on call.

Finance Now personal loans where anything is possible

It could possibly be a new family car, holiday, home renovations or urgent repairs like a burst geyser. No matter what it is, we are able to assist. We offer competitive interest rates, payments to suit your pocket and flexible terms. You also have the choice of choosing Secured or Unsecured loans.

Debt consolidation loans

Finance Now can help you simplify your life with a debt consolidation loan. Having several different loans that need to be paid at different times as well as different loan amount that needs to be paid can be very tiresome and stressful.

By consolidating your debt means that you will have one easy repayment to look after, you are also able to choose your repayment terms by making payments monthly, weekly or every fortnight. You’ll be more at ease and worry-free.

Finance Now – Personal loan

  • Loan Type Personal loans
  • Interest Rate 12.9529.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Finance Now

  • Flexible repayment terms
  • Competitive interest rates
  • Secured and unsecured loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Finance Now - Get the loan you need, fast

If you’re ready to follow your dream and want to enjoy of the freedom of the ocean or you want to buy that dreamboat. Why not apply for a Finance Now Marine Loan that will assist you in making that dream a reality.

DIY & home renovation loans

Are you in need of cash to kick-start those home renovations or DIY projects you’ve been avoiding because you don’t have the cash? Of possibly you need a little helping hand to put all the necessary finishing touches on your new home? Finance Now offers a personal loan that will allow you to live the way you deserve and to relive that stress of building.

Are you putting off that holiday because you don’t have extra cash to spare in order to get away, perhaps you would enjoy taking the kids on their first overseas holiday as a family. Finance Now holiday loan allows you to take a well-deserved break.

You’re minutes away from having the cash you need; complete your online loan application - it’s fast and easy and will only take a few minutes! Once you’ve completed the application we’ll be in contact to let you know if you have been approved. It really is that simple.

Planning a special life event?

Are you planning a special day like maybe a dream wedding? Or perhaps you need to plan a family memorial or burial. We understand that life has happy and sad moments, financial assistance is the name of our game, and we are able to help with our instant cash loans.

A Financial Now Personal Loan can assist and ensure that you ‘re right where you need to be and help with what-ever you are faced with we offer competitive interest rates, flexible terms, and repayments that are tailor-made for your circumstances.

Interest rates

We pride ourselves on our offers like competitive interest rates which include the flexibility that you have a choice between a floating rated or a fixed rate options or perhaps you would prefer the combination of both - whichever one will suit you best.

Payment options

You have a choice of choosing from a range of flexible repayment options which include direct debit, Telephone Banking service or automatic payment. Contact us for assistance with your choice.

24 hour approval

Generally, we’ll have an answer and let you know within 24 hours that your quick cash loan has been approved, providing that you have furnished us with all the necessary information and all lending criteria’s have been met.

Customer Reviews & Testimonials

My experience was very positive. I would definitely recommend Finance Now to friends and family who want to take out a personal loan as well.

Jack S.
— Wellington —

The call center staff are brilliant! I was assisted so well and even got help with starting my application for a personal loan.

Ali W.
— Christchurch —

Finance Now offered me the flexibility I needed with my personal loan. Because it was tailored to my needs, it just made life so much easier for me and I appreciate that a lot.

Dean H.
— New Plymouth —

Finance Now Contact

Physical Address

Postal Address

  • PO Box 1204, Invercargill, 9840, New Zealand

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday Closed –