Rating based on 36 reviews

ANZ Bank

  • Personal loans up to $40,000
  • Low-interest up to 10.95%
  • Repayment up to 7 years

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ANZ Bank homepage
Author ANZ Bank. Screenshot of ANZ Bank website.
[Accessed November 5, 2021]

ANZ - Variable rate personal loans

ANZ was founded in 1835 we are also the largest financial services group in New Zealand and we operate as a subsidiary of Australia and New Zealand Banking Group Ltd of Australia.

Up until 2012 ANZ Bank operated in New Zealand under the legal entity ANZ National Bank Ltd, this was formed as part of the 2012 Merger of ANZ Banking Group ( New Zealand) Ltd and the National bank of New Zealand.

ANZ variable rate loan

Should you want to consolidate debt or if you possibly need a loan to make a purchase, the variable rate personal loan was intended with you in mind.

This loan permits you the flexibility to make extra repayments when your budget allows it or you have extra funds in order to settle your loan earlier. You could top up your funds should you have a need for extra cash during your loan term. This loan also allows a redraw facility.

ANZ fixed-rate loan

This fixed-rate loan bids security of knowing what your future repayments will be since it will remain unchanged for the period of the loan as the loan offers a constant interest rate, you are able to manage your loan online and ANZ also offers a speedy turnaround with this personal loan. The funds could possibly be in your account on the same day if you apply by midday between Monday and Friday.

ANZ Bank Services

For whatever reason, you need the cash or maybe you want to consolidate your debts so that you can manage your monthly repayments, an ANZ quick loan could possibly be exactly what you are looking for.

ANZ has been offering excellent financial products and services for over two centuries; it won’t hurt to consider ANZ for your next personal loan, because they offer quality financial products.

ANZ Bank offers an extensive array of banking, financial products, and services to various types of businesses as well as individuals. Their aim is to provide customers with products and services that meet the needs of all our customers.

ANZ secured car loan

Apply for this vehicle loan to purchase a much-needed vehicle or maybe a motorbike, but you need to make a loan of more than $7 500.

The secured car loan’s interest rate is fixed which means your repayment which means your payments will remain unchanged for the length of the loan term.

ANZ overdraft

This account could be a good choice because it offers two overdraft products that can be attached to your personal transaction account. Maybe you would like a line of credit that is quite convenient or you only pay interest on the amount that you use.

ANZ Bank – Personal loan

  • Loan Type Personal loans
  • Interest Rate 10.95%
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Benefits of ANZ Bank

  • Speedy decision
  • Repayment options are flexible
  • No application fee

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

ANZ - Fast, affordable personal loans

ANZ personal loan offers you the choice to make repayments according to your schedule you could repay Monthly, Weekly or every Fortnight.

They offer a wide range of suitable and uncomplicated home loans which are intended to assist you with buying a home easier than ever. With an ANZ Personal loan, you are able to borrow $5 000 or more. Their loans offer flexibility and you could choose a term between 1 and 7 years. This will afford you the choice on how long you choose to settle your loan.

Bank accounts

The range of bank accounts that are offered by ANZ includes savings accounts, term deposits and transaction accounts. Their credit cards offer low-interest rates, frequent flyers, platinum credit cards as well as rewards.

To be eligible for an ANZ personal loan you have to:

Before you complete the online loan application you must ensure you meet our minimum requirements. You will need to be at least 18 years of age or older, need to have a regular income and currently residing in Australia, it is essential that you have a good credit rating and that you want to borrow at least $5 000 or should you require a car loan you will need to borrow at least $7 500

To apply, make sure you have the following on hand:

Should you have changed jobs in the last three years you will need to provide your previous employer’s name and details, your assets, and liabilities as well as income and expenses, details of your current employment such as name and contact details, you need to have proof of your driver’s licence or identification document, should you bank with ANZ they will need your account number or customer registration number.

Once you have submitted your application, confirmation will be emailed to you. Should your application be approved a letter of offer will be sent before the funds will be made available to you.

Ensure that you compare your options so that you are certain that the loan you are applying for is suited to your needs. Their personal loans in NZ offer viable alternatives for those in need of funds.

Customer Reviews & Testimonials

I approached ANZ Bank for a personal loan so I could take my family on a well-deserved holiday. My wife and I are very pleased with the service we received. It was simply excellent.

Kane N.
— Hamilton —

Highly impressed with how quickly my personal loan was processed. You guys do a terrific job!

Emma W.
— Christchurch —

They talk you through everything, which is great.

James B.
— Gisborne —

ANZ Bank Contact

Contact Number


  • not available


Physical Address

  • 291- 297 Queen St Auckland CBD Auckland Region 1010 New Zealand
  • Get Directions

Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –