Rating based on 17 reviews

Pioneer Finance

  • Personal loans up to $100,000
  • Low-interest starting from 14.95%
  • Repayment up to 7 years

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Pioneer Finance homepage
Author Pioneer Finance. Screenshot of Pioneer Finance website.
[Accessed April 17, 2018]

Pioneer Finance - Trusted loan solutions

Pioneer Finance is one of New Zealand’s leading and most trustworthy Finance Companies, we offer online loans and finance solutions to all New Zealander’s and we operate from our offices in Auckland and Wellington.

We are a Registered Financial Service Provider so whether you’re looking for a Wellington or Auckland finance company or whether you need a fast online in Christchurch maybe a car loan in Invercargill.

We are here to assist you because we understand what you’re going through, you’ll be dealing with real Kiwis who want to be here for you.

We build lasting relationships

We are a New Zealand owned finance company and we offer you a personal consultant that you will deal with from the start of the process to the very end.

Milk may not arrive at your doorstep anymore, but as professional money lenders, we will. It’s important to Pioneer finance to build a relationship with Kiwis like yourself

Personal loans solutions

Our staffs are friendly and understanding, they genuinely are interested in helping you find a personal loan solution that works for you and with their experience, they will help deliver a fast and friendly service that will assist you in getting the funds that you need.

Pioneer Finance Services

We provide our Kiwis with speedy, straightforward and competitive personal loans for almost any purpose. We provide a nationwide service, but if at all possible Pioneer Finance would be honoured to deal with you face to face.

We understand that you need your money as quickly as possible after applying for your personal loan and that is why we put emphasis on getting you your cash as soon as possible, which may well, be within 24 hours.

Our fast & direct finance solutions

We strive to provide fast and straightforward instant cash loans plus we finance car’s between $1 000 and $100 000. Pioneer Finance has the perfect personal loan solutions tailored just for you and our professional, friendly as well as a helpful team will assist in taking the stress out of your loan application.

Secured personal loans

Our quick loans are a lifestyle choice, so if you want a lifestyle change? Pioneer Finance has great personal loans for all Kiwis’ that need a secured personal loan that offers the absolute freedom you deserve for our kiwi citizens in Auckland and Wellington plus they are secure and affordable.

Our loans are fast and flexible secured personal loans that offer competitive interest rates countrywide.

Pioneer Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.9527.95% p/a
  • Loan Amount up to $100,000
  • Repayment 90 days to 7 years

Benefits of Pioneer Finance

  • Fixed interest rate
  • Flexible payment terms
  • Loan top-up

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Pioneer Finance - Flexible loans

Pioneer Finance will provide you with flexible car loans and car finance’s nationwide. Our interest rates are competitive plus our vehicles are approved with a dash of speed.

Our offices in Auckland and Wellington are able to assist you, should you be in search of your next vehicle.

When you apply for a car loan from Pioneer Finance you will be dealing with the exact same consultant from the beginning of an application to the end of the process so you don’t have to deal with a lot of different consultants.

Car loans

Pioneer Finance believes that as part of our vehicle financing process that you should be comfortable with the car loan we offer, so we place emphasis on taking the time to fully explain what’s involved in your personal loan/car application and to make it as simple as possible in order for you to fully understand the processes regarding your personal loan/car loan.

Debt consolidation loans

Do you feel that your bills are getting you down and that you are having sleepless nights? Then debt consolidation may be the way to go. We offer debt consolidation packages to all New Zealander families that need it. We are here to assist you in getting your finances back under control by combining all your debts and rolling them into one single debt consolidation loan.

We are able to assist you by setting a loan term that will suit your needs and budget; this can be of assistance to you because it will reduce the amount spent on debt repayments each month. You will feel more rested assured that your monthly repayments will be one simple loan account, plus you will be more in control with your budget, knowing exactly what you need to pay out every month and most importantly! Getting your finances back on track in no time at all, and perhaps debt free sooner than you can imagine.

Why delay when we can assist you

Why have the hassle of multiple finance companies when you can have the convenience of only one loan account – remove the inconvenience! You don’t need to go through the stress of paperwork regarding your debt consolidation because we will assist you by doing all the Nitti gritty for you like all that paperwork whilst we consolidate all your existing debts like credit card, store account excreta….with one loan account repayment you can have a better night’s sleep.

Since Pioneer Finance is the most trusted financial services in New Zealand we are committed to giving you great service and obtaining the right personal loan offer for your new or used vehicle that you would like to purchase.

Customer Reviews & Testimonials

Thank you for assisting me with a personal loan that was within my budget. That was a great bonus.

Sarah M
— Rotorua —

Your staff is some of the kindest, understanding and professional staff I have ever come across. Well done on creating a customer experience that’s hard to beat.

Ari P
— Nelson —

Very quick service. Couldn’t be happier!

Kam B
— New Plymouth —

Pioneer Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 9607, Wellington, 6141, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –