First Credit Union

First Credit Union - Affordable personal loans

First Credit Union has been assisting local people with their finances for many years; we also offer a great low-cost personal banking service and are proud to say that we are actively involved with our community.

We are 100% New Zealand owned and operated and we’re here to help you make your personal finances manageable with a flow of ease.

We are governed by a board of directors that ensure that the right decisions are made in order to help you as well as us being successful!

Our philosophy – People helping people

As one of New Zealand’s first affiliated credit unions; we give thanks to the dedicated helpers who amalgamated in order to endorse the philosophy of people helping people!

In our opinion, it’s important to get out and about in the community so that we can inform people about what we do why it’s so important to save.

Sponsorship and Sustainability

First Credit Union is a proud supporter of our community and we enjoy getting involved in local events. Our sustainability policy is in place and the staff members follow.

We are helping to reduce our footprint on our environment by doing small things like recycling plastic, glass, and paper and not forgetting to switch our computers off at the end of a hard working day.

First Credit Union Services

We are a financial institution that offers the same products as that of traditional banks but is also different in the sense that we are a non-profit organisation and that we are owned by our members, we are not just a small group of owners. We have a strong focus on our community members and we have a democratic approach.

Our members are given the opportunity to select a board of directors who provide general oversight by keeping the best interest of our members. So because the First Credit Union is a non-profit organization, the earnings are worked back into the member’s pockets byways of a lower interest rates, better term for financial products as well as reduced fees on long and short-term loans.

Our loans have added benefits

First Credit Union is aware that each individual’s situation is a unique one and that is the reason we aim to help you find a product that is unique for your needs. A personal loan from First Credit Union allows you to borrow for less and save more because our personal loans have easy repayments, great interest rates, and no fees.

Apply for a personal loan with competitive interest rates

Perhaps you need extra money to go on a vacation or your home is in need of a face-lift or you could be relocating not forgetting that you are also able to consolidate your debt. Generally, these loans are unsecured, but there are lenders provide deposit-secured personal loans.