Simple Cash

Simple Cash - loans in under 30 minutes

Do you need your cash in a hurry, in as little as 30 minutes Simple Cash will get you the cash you need simply and easily so that you can get on with your life?

When you need a little loan till payday our payday loans will get you up to $1,000 the money will only need to be repaid by your next payday. As soon as your loan application has been approved and we received your signed loan agreement, the money will be paid into your account within 30 minutes.

Online loan calculator

To simplify the process even further use our online calculator to determine how much you need to borrow and for how long.

Input your pay frequency monthly, fortnightly or weekly and the day you get your paycheck. The calculator will then work out more or less how much you will need and how much you can expect the loan to cost you.

Your helping hand at the end of the month

Food and other bills often mean that many New Zealand citizens struggle to stretch their paycheck until the end of the month. Our instant cash loans are the perfect solution. Simple Cash allows you to borrow up to $1,000 until you get your next paycheck, this helps stretch your salary a little further.

To keep the process simple and streamline we will set up a direct debit on your account. The entire loan amount will be deducted on your next payday. This will ensure that you don’t miss a payment. We will send you a reminder the day before, so that you can ensure that there are sufficient funds available for the personal loan repayment.

If you miss a payment or the debt is dishonoured there will be additional fees and penalties charged. Your account will then be monitored and the loan amount debited as soon as there are funds available in the account.

Simple Cash Services

Payday loans are unsecured loans that don’t require you to put up any form of collateral as security to ensure that you pay back the loan.

We process your loan application according to your personal circumstances and your affordability to repay the loan.

Why you should consider a payday loan

Payday loans include a host of different benefits and are much simpler to obtain.

You should apply for a payday loan to take advantage if the following benefits:

• We don’t run a credit check for payday loans
• Able to apply for a loan online 24 hours a day 7 days per week
• There is no need to provide collateral so there is no risk involved
• Receive an outcome on your loan application within a few minutes
• The money will be paid directly into your bank account

We don’t get hung up on the details

Applying for a payday loan is easy and because we have less strict lending conditions and don’t perform a credit check your application has a very high likelihood of being approved. To apply you will need to meet certain conditions and requirements.

These requirements are as follows:

• You need to be at least 18 years old
• You need to be a citizen of New Zealand and reside in New Zealand
• You need to have an active bank account in your name that the money will be deposited into
• You need to have a stable job and proof of your salary
• You will need to agree to have a direct debit added to your account that aligns with your payment frequency