Rating based on 44 reviews

Just Cash

  • Payday loans up to $3,500
  • Low-interest starting from 277%
  • Repayment up to 45 days

In-page navigation

Just Cash homepage
Author Just Cash. Screenshot of Just Cash website.
[Accessed April 17, 2018]

Just Cash - A unique loan service

Wouldn't it be nice and convenient if you could have cash sent straight to your cell phone? With Just Cash, you will have instant access to the cash you need from your mobile phone.

There is no need to go into a loan office or spend hours in a bank. Download the app straight onto your cell phone and opt for one of our online loans. Just Cash uses existing ATM's to provide you with a digital wallet turning your phone into a cost-effective mobile cash solution.

What makes our service unique?

Our service is unique we use already existing technology that is in your pocket to get you the cash you need as quickly as possible.

Everyone has access to a mobile phone. Use your mobile to access your cash at any ATM using your Just Cash code that it, there isn’t even a card required. Customers can access their cash by simply using their unique Just Cash code

Mobile cash solutions

Using your mobile phone makes the application process extremely simple and straightforward. When you use your phone there is no need to create a separate account and we don’t need access to any of your personal information. This creates a simple secure way to access a payday loan quickly and very easily.

When you need cash to apply straight from the app, then visit your nearest ATM and enter your unique one-time Just Cash code to access your funds. Just Cash mobile short term loan solutions are fast, easy and convenient. The process is simple but should you require any assistance or if you run into any issues we will be more than happy to assist you in any way that we can.

Just Cash Services

Using your mobile phone download our app and sign in. The next step is to create your unique Just Cash pin number.

Select the nearest ATM and select the amount you would like to withdraw.

You will be asked to approve the small convenience fee cost. Once you have agreed you will be able to withdraw your cash.

Confidential loan applications

Your personal information will remain completely secure and you can rest easy knowing that our system can’t be hacked.

There is no card to look after or chance of fraud. Traditional banks will soon be a thing of the past as no one has time to visit the branch and be limited to certain banking hours.

Convenience is key when it comes to financial solutions like payday loans and getting you what you need as quickly as possible.

Using just cash for your business

These days businesses need to adapt and change with the times. Millennials and younger clients rely on their mobile devices for almost everything including getting instant cash loans when they need it.

If your business offers Just Cash payment methods you are more likely to impress and engage with younger clientele.

Another added benefit is the innovative security, we use the latest in technological advances to keep your information safe and secure. We use pseudo-random cryptographically secure algorithms and anti-hacking software.

Just Cash – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 277%
  • Loan Amount up to $3,500
  • Repayment 7 days to 45 days

Benefits of Just Cash

  • PAYDAY Loans
  • Quick Cash Loans
  • Instant Payday Advance
  • Easy Cash Advance
  • INSTANT Loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Just Cash - Cardless transactions

Use Just Cash to tap into new markets, receive fees for new transactions and generate additional revenue from remittance and social payments.

Using the Just Cash App on your mobile phone is simple. Users are familiar with the infrastructure and existing processes that are already in place. The client simply needs to visit their nearest ATM in order to receive their quick loan.

Step boldly into the future

Just Cash is the future of banking and will soon replace loan officers and banks completely. Take a loan from the comfort of your cell phone and access your cash without needing a card at your nearest ATM. We are moving towards a cardless future, no one wants to carry cash around anymore or try to keep track of a million different cards.

You want things to run seamlessly, tap and pay solutions at your fingertips. What’s better than being able to purchase things using your mobile phone? I would say having access to a fast payday loan through your mobile phone.

Mobile money on the move

The great thing about our system is that we use the already existing infrastructure and technology to bring you a unique new lending solution. Everything is done from your mobile phone so there is no need to open a new account or add another card to your already growing collection. Our solution keeps you mobile and moving download the app, request your cash and drive to your nearest ATM its as simple as that.

How does Just Cash work?

Just Cash is an app that you can download to your cell phone to get you the cash you need, you use your unique Just Cash pin number to access your cash cardless from any ATM. Business can enable Just Cash digital wallet payments and feature on the app, a business can also take advantage of the many added benefits that using Just Cash provides.

The problem with credit cards is that criminals have become so clever that 38.1M credit cards have been reported and multiple cases of fraud recorded. Loss card fees also add up very quickly when you need to constantly replace your card.

Customer Reviews & Testimonials

Getting a payday loan from Just Cash is such a straightforward and hassle-free process.

Brayden C
— Tauranga —

Just Cash is super convenient. Their mobile technology helped me access the money I got for my payday loan quicker, which was very helpful.

Thalia T
— Nelson —

Just Cash helped me with a payday loan and the service I received was very good.

Gina E
— Wellington —

Just Cash Contact

Contact Number



Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0740, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –