Rating based on 48 reviews

Active Finance

  • Debt consolidation up to $100,000
  • Low-interest starting from 14.95%
  • Repayment up to 60 months

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Active Finance homepage
Author Active Finance. Screenshot of Active Finance website.
[Accessed April 17, 2018]

Active Finance welcomes you

We are Active finance and our company supplies financial services that are fast, sufficient and satisfactory.

Active Finance was founded by two New Zealanders in November 2000, they recognized that there was a need in the financial market for debt consolidation loans and personalized finance solutions and they were able to offer their expertise and focused on delivering a much needed financial service.

Competitive interest rates

Sales manager Craig Johnson believes that no one catered to customers on a personal level and at the time most financial institutes had this intimidating and depressing feel about them. So with this in mind Active Finance was born.

Our philosophy is simply to create a friendly and happy way for individuals who need to obtain finance at competitive interest rates with ease and just to have someone who understands what they are going through.

It's easy to apply

We also had this idea of what if people could just pick up a phone and apply for a loan telephonically or apply online with one simple application and then have a representative visit them in a place of their own comfort either at home or at the office.

Active Finance Services

Our turnaround times for consolidation loan applications are paramount, whilst we are careful not to lose sight of customer service and satisfaction. Every individual has a set of different circumstances, requirements and every situation is unique.

It’s important for us to make to satisfy our customers and to make them feel comfortable with us. We continuously do our utmost to form long-term relationships with our customers and feel that this is achieved due to feedback received and the fact that a lot of existing customers to make use of our services more than once and we receive several referral customers.

Debt consolidation loans made possible

We all get to a point where it feels like debt is controlling our entire life. It certainly doesn’t have to be that way because Active Finance can be of assistance by means of a personal cash loan. A debt consolidation loan is a new loan that settles all your existing debt, leaving you with only one repayment each month. This loan normally offers lower interest rates than what you are currently paying (especially on credit cards).

With debt consolidation you have your debt under one roof plus it offers competitive interest rates, which means you could possibly get your debt under control sooner than you think, your repayments can be spread over a longer period of time and you can pay either monthly or weekly making your repayments lessor than your existing payments. This still gives you the opportunity to afford your day-to-day living expenses, whilst you are still able to manage your debt with confidence.

Active Finance – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 14.9525.95% p/a
  • Loan Amount up to $100,000
  • Repayment 6 months to 60 months

Benefits of Active Finance

  • Instant approvals
  • Loan comparison
  • Easy loan application

Active Finance - Choose between a secured on unsecured loan

Active Finance is able to arrange your debt consolidation loan either with a secured or unsecured loan.

Depending on the amount required, you may need a secured loan for larger amounts, which means that you are required to offer an asset as security for your loan payment. With that being said, we generally are able to offer a better interest rate should you need a secured loan.

If you don’t have any assets to offer and require a short-term loan we can offer you an unsecured debt consolidation loan, however, the interest rate is normally slightly higher, but because it’s a lesser amount means you could settle sooner.

Bad credit clients can apply

No worries if you have a poor credit rating, we could possibly still assist you with a bad credit loan. Active Finance strives to ensure that each application is judged on its own qualities, rather than against a set of unbending criteria.

If you’re in a position to make repayments then we’re in a position to assist you, regardless of your history.

We aim to get you free of debt, so we will do everything to make sure that happens, we’ll find you the best possible solution and arrange flexible repayment options that are suited for your needs and affordability.

If you are serious about being debt-free and you’re willing to take control, but you’re not sure if debt consolidation is for you, feel free to contact one of our expert consultants who will advise and guide you in the right direction, if you do feel comfortable and know this is what you need then complete our simple online loan application form and we’ll get right back to you.

Active Finance does not believe in normal

We are financing experts who provide a service for all your financing requirements. The only things we don’t believe in “are normal lending criteria” because it doesn’t matter to us what your financial situation or history is.

Customer Reviews & Testimonials

Active Finance has some of the most professional consultants, the kind that would go above and beyond to ensure that you get yourself an affordable loan.

Fester H
— Gore —

Applying for the Active Finance loan took me less than a few minutes to complete. They also were very quick to respond to my application.

Mary R
— Levin —

There are a number of benefits that come with being an Active Finance customer.

Ethan J
— Gisborne —

Active Finance Contact

Physical Address

Postal Address

  • P.O.Box 276-029, Manukau, Auckland, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –