NZCU Baywide

NZCU Baywide - We serve you

NZCU Baywide is a 100% New Zealand-owned financial concern, meaning that we are owned by the people just like you and fellow citizens of New Zealand.

We were founded as Whakatu Freezing Works Employee’s Credit Union back in 1971; NZCU Baywide has expanded to 16 branches all through the central and Lower North Island. Our values have members achieve their financial goals.

We are member-owned

NZCU Baywide is not for profit, we serve our members/owners and we serve you, we do not serve outside investors.

Our board of directors is elected by our members.

We are not-for-profit; we serve you, our member-owners, not outside investors, we are not a registered bank and we coach our members in assisting you to succeed with your financial goals.

A range of services

Our debt consolidation loans support people and families who are living or working in New Zealand. Our attention is on services and treating our customers with dignity and respect.

Plus, our customers have a say in how the credit union is managed.

As one of our customers and owners, you have the opportunity of voting at our Annual General Meeting and you may also stand for a position on the board of directors.

NZCU Baywide Services

Instead of repaying a number of creditors, why not apply for a debt consolidation loan which is used to combine multiple loans into one consolidated account plus you only need to maintain one single repayment each month.

No more filling in of forms, no more aggravation, and no more anxieties. Increase your investments, or merely kick back and relax. The great advantage of debt consolidation loans typically offers lower interest rates, a credit card usually has a very high-interest rate, so you make your life more manageable and you’re paying less in the long term.

We can assist you

Our team at NZCY Baywide is here to assist you in any possible way if you’re looking for help in managing your debt. We can assist in reducing your repayments and getting you back on track by paying your debt off faster than you think.

How debt consolidation loan works and its benefits

A debt consolidation loan allows you to combine all your current short-term loans into one easy-to-manage payment that slashes your interest rate and makes life more bearable.

It doesn’t matter if it’s a personal loan, a family vacation, or a car loan, without realizing it debt adds up. By consolidating these loans into one easy loan, you may well reap the many benefits that a debt consolidation loan can provide, which generally offers a lower interest rate, extended repayment term, and better budgeting for you and your family.