Kiwibank

Kiwibank - Reliable credit solutions

Any New Zealand citizen will attest to how expensive the cost of living has become. Everything is expensive lately and when you don’t have the right guide, you will fall into the trap of debt of taking out short-term loans to make it through the month.

At Kiwibank, we understand that you can’t live without taking something on credit but we want you to be smart about it. It is for this reason why we have credit cards that are designed to afford everybody’s lifestyle.

You can afford a credit card

The misconception that it is only people who are wealthy that can have credit cards is a sentiment we are trying to replace by introducing everybody to a credit card of their choice. At the end of the day, we want to see every household surviving well within their financial means without having to spend money they don’t have.

It gives us great pain to see young people being subjected to debt and bankruptcy and we will never leave them hanging as long as they have come to us for help. Even when you can’t afford a credit card at the time that you are applying for one, we will help you clear your name so that your credentials are never associated with crazy debt.

Kiwibank cares about the environment

Mother Nature looks great, but if you look carefully, you will realize that fewer people are protecting our atmosphere. Kiwibank doesn’t and will never add to that statistic because we go out of our way to protect nature not only for us but for the next generation that is coming.

Kiwibank Services

As we have mentioned, the credit cards that you choose is based on how much money you make on a certain period of time.

The last thing we want is to see you choose a credit card that is beyond your affordability rank and will put you in further debt. Therefore, as much as you make the final say as the client, we will always advise on a choice that is not only practical but also makes financial sense.

Getting a Kiwibank credit card

If you are interested in one of our credit options, you can apply online via our online loan application, by giving us a phone call or coming to our offices. All methods will be attended to with the utmost urgency. There are certain questions you will be subjected to answer before you are granted a credit card. These are general questions that should be answered with the utmost truth and transparency.

Kiwibank assessment and verification process

After your credit card application has been brought to our attention, we will initiate the assessment process where you will be required to furnish us with certain documentation as you would when applying for any form of online loan.

These normally include your identification papers, bank statements and proof of your income. We just want to check which credit card you can afford and how well you pay your other financial obligations. As little as a credit card may seem to other people, it is also a credit that needs to be paid on a monthly basis.