TSB Bank

TSB Bank - Helping you reach your financial goals

TSB Bank has been a trusted name in New Zealand since 1850 and we use our many years of experience to help you achieve your financial goals and create a brighter future.

The thing that holds people back the most in life is not having enough money to do all the things they want to do or help them reach their dreams.

Money matters

Most people need some extra cash when they want to purchase their first property or they want to buy a new car. We are there to put your needs first when it comes to financing from everyday banking to business loans and home insurance.

We offer a number of different solutions and can cater to your every need. Our team is made up of successful intelligent individuals that are there to hold your hand through the lending process.

Benefits include:

• We over everyday banking solutions as well as saving accounts
• Our mobile app allows you to manage your money easily and keep track of your spending
• Banking services are available 24 hours a day through online banking
• You won’t be charged for transactions
• We offer a wide range of insurance and invest opportunity’s
• We offer great deals on home loans and home insurance
• Our company is proudly owned by New Zealand citizens

When you deal with us you will deal with a real person that is only a phone call away. You will always have access to credit cards, loans and more when you need it.

TSB Bank Services

If you are looking for a home loan you can take advantage of our special offer of a fixed interest rate of 4.29% for 2 years.

When you need some extra cash and a personal loan is not an option for you then you could apply for a credit card to help you manage your debt. It is much easier to have an application for a credit card approved than it is to get approved for a personal loan.

Choosing an interest-free credit card

When you apply for a credit card you will be given an introductory offer for a certain number of interest-free days on the card.

This means that any purchases made during the first 44 days won’t cost you any interest as long as you pay off the purchase before the interest-free period is over.

Credit cards allow you to choose a repayment date that can be aligned with your pay frequency as with short-term loans and most forms of credit. It is advisable to set up a direct debit on your account so that you never miss a payment.

The biggest advantage of a credit card is that you will have access to a revolving line of credit and once you pay your bills the funds will be available for you to use again.

Having more than one card

If you have more than one active credit card you should consider a balance transfer, this allows you to merge all outstanding payments onto one credit card on the lower rate credit card.

A balance transfer allows you to save money on interest and will give you some breathing space so you can concentrate on eliminating your debt.