Asset Finance

Asset Finance - Finding the right loan for you

Asset Finance is a New Zealand company that specializes in providing instant loans and bad credit solutions. We offer personal loans, vehicle loans and debt consolidation loans.

Finding a loan should be easy and not require much of your precious time. When you apply for a loan through our website we will process your application as quickly as possible and give you an outcome so you don’t need to wait around.

The personal touch

Our friendly consultants will get in touch with you and guide you through the online loan application process. Once you have your loan, your personal consultant will be available to you for the duration of your loan agreement. If you have problems your consultant is only a call away.

Loan term loan contracts

We give you some breathing room to repay your loan by offering you up to 60 months to repay the loan. You will be charged a reasonable interest rate. The interest rate that you are charged will be determined by your credit history, employment history and if you are applying for a secured or unsecured loan.

Online calculators

Our website has online calculators that will help you take the guesswork out of knowing how much money you should ask to borrow. Use the calculators to help you determine how long you would need to repay the bad credit loan and how much the loan will end up costing.

In some cases, clients with very bad credit may be asked to provide security in the form of collateral to ensure their loan agreement.

Asset Finance Services

Secured or bad credit loans can be insured with collateral such as your house, car or other expensive items.

The item must be paid for in full and have a greater value than the loan amount requested.

A secured loan is a risky loan as if you don’t make payments regularly, you could end up losing your collateral and damaging your credit score.

Using property to secure your loan

If you would like to use your property to secure your loan you may do so even if the property has a mortgage attached to it.

We will need to calculate the available equality and offer you a personal loan on that amount. We will require proof from the mortgage holder.

If your property is owned by a Trust then you will need to provide proof and you may need to sign with a guarantee in your own name.

Using a vehicle to secure your loan

If you decide to use your car as security against your loan the vehicle will need to register in your name and paid for in full.

If you apply for vehicle financing our loans cover vehicles that are sold through private sales and vehicle bought through auctions.

We can assist you with no deposit vehicle financing and use an additional vehicle to secure additional financing.

Vehicle insurance

We offer vehicle insurance that is customized to suit your needs and help you find the financing that you are looking for.