The Lending Room

The Lending Room - Affordable bad credit loans

The Lending Room believes in the personal touch when you call us the first thing we ask you are, what is your name. Building a personal relationship with our clients is very important to us.

We are a loan finding service and it is our job to get you the best deal on bad credit loans that we are able to. By souring the lowest rates and connecting to our network of lenders we will be able to find you exactly what you are after.

One form gives you access to multiple lenders

One application form is all you need; we will apply to the various lenders on your behalf and send you the best options. You can then compare options and choose the one that attracts your interest.

Applying to multiple lenders gives your blacklisted loan application a better chance of being approved. If you had to apply to each lender individually it would be recorded on your credit report and that could affect your credit score. By using our service, your credit report will only show one loan inquiry instead on multiple inquiries.

Giving your application the best chance

After being in the financial industry for many years we have picked up a few tricks. We know exactly what lenders look for in an application form. To give your loan application the best chance of being approved, we will help you present an application that will be approved.

If we see any red flag or reasons why your application could be declined, we will assist you in rectify the problem before you apply. If your online loan application is declined, we will be able to assist you with other financial solution, perhaps in the form of a secured loan.

The Lending Room is there for you whenever you need some financial assistance and we welcome repeat clients with open arms and a faster approval time.

The Lending Room Services

We offer a number of personal loan options including secured and unsecured personal loans and bad credit personal loans.

The Lending Room is there for you whenever you need some financial assistance and we welcome repeat clients with open arms and a faster approval time.

Loan options

• A secured personal loan has better rates and longer terms. You will need to use your fully paid vehicle or property as security against the loan. If you don’t pay the loan you will lose your collateral.
• Unsecured loans are offered to clients that show the ability to make loan repayments based on their current financial situation.
• Bad credit loans were specifically designed to help those clients with bad credit to obtain a loan.

Needed requirements when applying

Each person is different. We have all been through different circumstances and have faced different challenges.

It would be very unfair to subject each person to the same criteria. At the Lending Room, we review each application based on its own merits.

There are no fixed criteria that you are judged against. Instead, we look at the bigger picture. We take into account your current employment, your expenses and your repayment history.

The loan we offer you is then customized to suit your requirements and make repaying the loan simple and stress-free.

Supporting documents to provide

To apply for a payday loan you will need to supply a copy of your photo ID, driver’s license or passport. If you don’t have a form of ID we can verify your identity through your bank statements.