Rating based on 32 reviews

Pioneer Finance

Updated

  • Loans bad credit up to $100,000
  • Low-interest starting from 11.95%
  • Repayment up to 7 years

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Author Pioneer Finance. Screenshot of Pioneer Finance website. [Accessed April 17, 2018]

About Pioneer Finance

Pioneer finance is one of New Zealand’s leading financial companies specializing in finding you the right solution to fit your needs. We are old school when it comes to values and manners, to us you are not just a client, and you become part of our pioneer family.

Do you remember the days when milk was delivered directly to your doorstep? Pioneer Finance has gone online so it is easy and convenient to apply for a personal loan, but we prefer the personal touch, so if possible would like to set up a meeting with you face to face. We will come to you just like the milk used too.

The finest customer service

Our staff is highly trained and skilled to handle any of your questions or concerns. We listen to your needs so that we can understand your situation and find you the best solution to suit your needs.

We aim to get you your money as quickly as possible. Expect to receive your funds in as little as 24 hours once your online loan application is approved. To make sure that you know what you are signing your consultant will explain the loan contract to you in detail. Once you fully understand and agree to the terms you can sign the agreement.

The Pioneer Finance history

Pioneer finance was established in 1995 and has assisted thousands of New Zealand citizens when they need some financial assistance. Our bad credit loans are fast, cheap and secure.

Our loans offer a fixed competitive interest rate and the amount you can borrow will be determined by your personal circumstances. You may borrow between $1,000 and $100,000 depending on your affordability.

Pioneer Finance Services

We have hundreds of financial products available to suit your needs when it comes to vehicle financing, home improvement loans, travel loans, loans to cover funeral expenses, loans to cover wedding costs or debt consolidation loans.

Quick and easy to apply

To apply for a personal loan simply log onto our website and complete the generated application form and provide the supporting documents that are requested

There is no need to complete any paperwork as our system is completely paperless. You will receive your outcome within a few minutes and your money will be paid into your account within 24 hours of your fast cash loan application is approved.

A financial lender that you can trust

Our aim is to be there for you in your time of need. We are a responsible lender that wants to help you get back on the right track when it comes to your finances. Your credit score will be taken into account when we decide if you qualify for a loan or not, but it will not be the deciding factor and you could still receive a favourable outcome.

Our hardship validation clause

To ensure that our clients are protected we offer a hardship variation clause that will protect you in case of illness, injury, loss of life or loss of employment.

If you are unable to make your bad credit loan repayments and you are struggling to make ends meet then contact us so that we can come up with a solution that will benefit you and suit your budget.

Pioneer Finance Product Details

  • Loan Type Loans bad credit
  • Interest Rate 11.95 – 27.95% p/a
  • Loan Amount up to $100,000
  • Repayment 90 days to 7 years

Summary of Services

  • Repayment terms are flexible
  • Excellent customer services
  • Bad credit is welcome

Pioneer Finance - Secured bad credit loans

Your credit report is very important as it is a summary of your financial history. If you have a good credit score, it can open many financial doors for you, but if you have a poor credit score then it can also close a lot of doors.

Lenders see you as a higher risk to lend money and if they do lend you money it will often have to be secured by collateral or offer very high interest rates. When your bills are piling up and you don’t know where to turn you should consider applying for an unsecured blacklisted loan.

Added interest and late fees keep you trapped

You will never be able to pay off your debt if you don’t have enough money to pay the minimum amount on each account each month. The bills that you don’t pay additional interest and late fees so you owe them even more and no matter how hard you try you just can’t get ahead.

We offer you a personal or short-term loan to pay off your debt. We do this by consolidating all your debt into one easy to manage payment. Once you are debt free you only need to pay your consolidation loan. We will help you customize loan terms to suit your requirements.

Our loans are secured

Your credit report is very important as it is a summary of your financial history. If you have a good credit score, it can open many financial doors for you, but if you have a poor credit score then it can also close a lot of doors.

Lenders see you as a higher risk to lend money and if they do lend you money it will often have to be secured by collateral or offer very high-interest rates. When your bills are piling up and you don’t know where to turn you should consider applying for a payday loan.

 

Our loans for bad credit are secured loans that range between $1,000 and $100,000 depending on the value of your collateral.

 

Competitive interest car loans

Pioneer Finance offers flexible car loans with a very competitive interest rate, you will be assigned your own consultant that is there to assist you every step of the way. Once you have found the car you have been searching for, your consultant will assist you with vehicle financing and everything in between until you have the keys in your hand and are ready to drive away into the sunset.

Customer Reviews & Testimonials

Pioneer Finance is a leading loan comparison website and they have made all the difference to my financial endeavors. Whenever I find myself in a position that I need a loan then I always go to t...

Jeremy L
— Christchurch —

For amazing customer service that does not compare to any other, I highly recommend using Pioneer. They are loan smart and their staff understands how to ensure that that you are kept happy. Give...

Abigail W
— Auckland —

It is quick and easy to apply to Pioneer. Their online application means less muss and fuss for you. I love their entire loan process – everything is simple and hassle-free.

Dustin M
— Dunedin —

Pioneer Finance Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • PO Box 97199, Manukau, Auckland, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –