Rating based on 32 reviews

Pay Today

  • Short-term loans up to $2,000
  • Low-interest starting from 110%
  • Repayment up to 52 weeks

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Author Pay Today . Screenshot of Pay Today website.
[Accessed April 17, 2018]

Pay Today - Quick short-term loans

We have an obsession when it comes to personal finance but in a good way!

Pay Today offers a smart range of products that include personal loans, credit cards as well as interest-free promotional retail finance.

So no matter what you need in terms of renovating your home, debt consolidation, perhaps you’re looking forward to a great holiday or maybe you just need a day to day credit card.

Get in touch with the Pay Today team

Should you want to find out about how we can assist in your business growth or perhaps discuss your existing relationship with Pay Today or even just inquiring about one of our short-term loans, our team will assist you in any way possible no matter what the inquiry is we can help.

We strongly believe that personal finance should be about choice, we offer our customers a wide range of products to choose from that are easy, flexible and suit different lifestyles.

Pay Today Services

Have you seen the vehicle of your dreams and can’t wait to ride into the sunset, then perhaps it’s time to get a pre-approval for a vehicle loan before you buy a vehicle. The time has come for you to get into gear and hit the road with your new wheels.

There is perhaps nothing more stressful than planning your wedding day, apart from all the planning that needs to go into it.

A big worry is having the funds so that you can have your fairy-tale wedding, well the good news is that we can help you achieve this.

Home renovation loans tailored for you

Pay Today is here to help you add a bit of sparkle to your kitchen or bathroom or if you prefer to get those hands dirty by giving your home a total facelift then don’t delay give us a call today.

We offer short-term loans to New Zealanders who need it. All our loans can be applied for and obtained entirely online - saving you both time and money

Pay Today – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 110547.5% p/a
  • Loan Amount up to $2,000
  • Repayment 7 days to 52 weeks

Benefits of Pay Today

  • SHORT-TERM Loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Pay Today - Manage your money better

If you’re having sleepless nights and just plain fed-up from juggling all those credit card repayments and debts.

We will assist you by rolling all your accounts into one single loan account, this will help you manage your finances better because you will be able to budget by knowing what your repayments will be every month.

And should you be in a position to settle your short term loan earlier, we won’t charge you any extra fees. What a great offer!

We offer peace of mind

When life hands you lemons, make lemonade because life has a way of throwing things our way when we least expect it like losing your job or becoming ill. You can protect your loan from unexpected events like this.

Our quick and easy application

Why not add insurance when you apply for your personal loan? You’ll have a two in one payment because your premium can be added to your loan amount, in other words, you will only have one regular repayment,

Your eligibility when applying

In order to apply for a loan, you must be 18 years and older, you need to be a permanent resident of New Zealand, and receive a stable income

Customer Reviews & Testimonials

If you need a loan and you don’t know where to go then look no further they will help you.

Chloe J
— Auckland —

Thank you to them I was able to get my loan and pay off a few of my debts they didn’t ask questions and they didn’t judge they just helped me to get my loan.

Demi L
— Queenstown —

Great service and to get my loan approved as quickly as I did I was completely shocked and they have helped me to get all the information that I will be needing.

Claire C
— Wellington —

Pay Today Contact

Contact Number


  • not available


  • not available

Physical Address

Postal Address

  • 1273 Peak Road, Helensville, 0875, New Zealand

Opening Hours

  • not available