About Last Minute Loan
When we decided to name our credit service Last Minute Loans, we knew we weren’t mistaken. Problems don’t usually knock on your door, they just come storming in and that is when you need a last-minute short-term loan.
We have been assisting clients for quite some time now and we couldn’t be more delighted with the great reviews we have been getting.
It is these good reports that have kept us going till this very day. When we get a thumbs up, we know that is something we are doing right and it has given us momentum to keep pushing not for our sake but for the sake of the people who believe in us.
A speedy loan service
One way of ensuring that our clients are always happy is by going out of our way to ensure that the loan process is not only fast but easy too.
The last thing we want is to have our clients wait for hours or even days to hear their fate about their online loan application. At Last Minute Loan, we have narrowed down the application decision to be known in a number of hours.
Last Minute Loan calculator
By using the personal loan calculator, you will know exactly how much money you can get, what the interest charges are and how much are you due to pay. There are no hidden charges and fees that will surprise you at the end of the month. Everything is made clear for you upfront so that there are no surprises.
Last Minute Loan Services
We know how dreadful those face to face online loan applications can be. The agents usually ask you a number of questions and when you show signs of uncertainty, all your chances of being considered for credit are thrown outside the window.
Due to the fact that we want everyone to get a loan at Last Minute Loan, we have made things easier for everyone. Everything is done online so that it saves the client time and fast tracks the loan application.
Last Minute Loan application
Our instant cash loan application form is easy to fill and won’t take you the whole day doing so. If you struggle with it, please don’t hesitate to call one of our consultants and they will take you through the process.
The last thing we want is to have you do mistakes that you could have avoided had you asked for a little assistance. Doing mistakes on your credit application will require you to start everything from scratch and that is time wasted.
When will I know if my loan was approved or not?
We are quick on our feet. As soon as we receive your completed short term loan application, we get to work. After all, we don’t want to be the reason your application delayed.
The client will know if we have approved or declined his application within minutes of submitting his application. The faster we get to work, the faster the customer will receive the funds.
Last Minute Loan Product Details
- Loan Type Short-term loans
- Interest Rate 98%
- Loan Amount up to $3,000
- Repayment 16 weeks to 52 weeks
Summary of Services
- Popular Searches
- Cash loans
- Fast loans
- Loan Searches
- PAYDAY loans
- Online loans
Last Minute Loan - Affordable loan options
Seeing that Last Minute Loans only offers short-term loans, we can only allow clients to borrow a minimum of $200 and a maximum amount of $3000.
The payment time frame is usually restricted since it is a short-term loan. Clients have to ensure that they pay their loan on time in order to be on the safe side of their credit rating.
What happens if I can’t repay on time?
If you can’t repay your loan on time due to unforeseen circumstances, you have to notify us as soon as possible. If you wait until the date of your scheduled payment and we find that there are insufficient funds on your bank account, you will be liable for extra fees.
Clients can reschedule another payment date that is convenient for them. However, frequently missed payments will ruin your credit profile. If you are not certain that you will have money to pay your loan every month, it is best to not apply for a good or bad credit loan in the first place.
Last Minute Loan private policy
Every information that you give to is strictly private and confidential. We will never share your details with anybody either than the consultant that handles your loan application and the lender that approves your application. Everything we do at Last Minute Loan is protected for the sake of our client’s.
Are there any requirements I need to meet to qualify for a loan?
Yes. There is always a criteria that needs to be met. For starters, the client has to be 18 years old if they want to apply for one of our online loans. Secondly, they need to be New Zealand citizens or possess permanent occupancy at New Zealand.
If they don’t reside in New Zealand, it will be difficult to accept their loan application. The only way a client is going to be able to pay the loan they actually applying for is when they have a job so they need to be employed and earn a frequent salary.
Customer Reviews & Testimonials
This name rings true to me when I needed a new fridge when the other broke it was a last-minute thing and let's say that they gave me the loan that I needed and It was great.
— Auckland —
The service is great when I was querying about loans all I did was leave an email for them and they contacted me the next day.
— Auckland —
I got my loan and I only applied like two hours before the service is great and they phoned m,e to let me know that I had been approved.
— Wellington —