About Blue Sky Finance
We are what most people call “the middleman” between the client and the lender.
We go through the many online short-term loan applications that we receive almost every hour and try to find a suitable lender for you. We are more concerned about the customers than we are about the lenders because it is usually a client that is in desperate financial need.
Affordable rates between the lender and the client
As much as lenders try to ensure that customers always get a good and fair deal, they also have to ensure that they are profitable in their consideration. As such, there are certain prices that have been lowered to the minimum and can’t be further brought down. The great part is the fact that there are a number of online loan providers to choose from so clients will have a variety of financial plans to choose from.
Bad credit history clients are welcome
We have dealt with bad credit clients and we are not one to shut them out. They too, like everyone else need to be given a second chance to get a short-term loan. If anything, we are more concerned about how they are paying their debts now as opposed to how they paid them before.
There are lenders that have no problem working with customers who have a bad credit history. Blue Sky Finance is an organization that does the best it can to ensure that clients get fair bad credit loan deals and are able to carry on with their lives in a stress-free manner.
Blue Sky Finance Services
Clients are required to apply online if they want a short-term loan.
The loan application is fast and we will be working extensively to ensure that you get a lender as soon as possible.
The client needs to ensure that all the details are middleman to avoid the credit advance being turned down.
Top rates and loans guaranteed
We do the hard work for you. Our job is to ensure that we get you the best personal loan and your job as the customer is to abide that all the goodness that we do for you.
We shop around before we settle for a lender that we believe is the right one for you in terms of affordability and fairness.
Two hours is all it takes
As we have mentioned that we don’t sleep until we are certain that our clients have got themselves a great lender to work with.
We take roughly two hours to work our magic and you will have a financial plan after that short time span and money in your bank account.
Depending on the time the quick loan was approved, you may get your money on the same business day or the next.
Blue Sky Finance Product Details
- Loan Type Short-term loans
- Interest Rate from 9.95%
- Loan Amount up to $1,000,000
- Repayment 12 months to 60 months
Summary of Services
- Get approval within 2 hours
- Rates are personalised
- Simple loan application
Blue Sky Finance - Reliable financing options
Clients can apply for a loan online ranging from $1500 upwards. Only borrow the amount you need, don’t make unnecessary debt for yourself.
How long can I borrow the money for?
60 months. Clients are more than welcome to pay their loan earlier. The interest rates will differ from loan to loan. However, you can contact us and we will give you some calculations to give you an idea.
What if I can’t pay my loan on time?
If you can’t pay your short-term loan on time, don’t worry. Contact us as soon as possible and we will see if there is an arrangement we can come up with. However, we must notify you that you will be liable for penalties when you pay.
Can I pay my loan earlier?
Short term loans can be paid earlier than the scheduled date. This shows us a level of commitment on the client’s side and the lenders will always have no problem loaning you money in the future.
Who can apply for a short-term loan?
- Clients need to be 18 years old in order to apply
- Clients need to be from New Zealand
- Clients need to be employed and earn a constant salary
- Clients need to have a bank account
What kind of identification do I need to apply for a short-term loan?
- Driver’s license
- Proof of residence
How long does it take before I get a response?
We know the urgency of the clients requiring an instant cash loan. Therefore, we try to be as fast as we can in terms of our loan responses. A few hours is generally all it takes before we give you an answer concerning your short-term application.
What is the capability to borrow money centred on?
- Clients need to show the capability of being financially stable to repay the advance
- Clients need to have sufficient income and a secured dwelling
- Clients need to have a standard credit history. It doesn’t have to be great, it just has to be viable.
Customer Reviews & Testimonials
Showing you the amount that you would like to loan and the amount that you will have to pay back they want you to have the best experience with them.
— Queenstown —
The application takes minor seconds and if you want they will contact you, all you have to do is email them or leave them a message.
— Auckland —
They can give you a loan even if you have bad credit and that is why we trust them and we will not be going anywhere ever again.
— Christchurch —