Rating based on 14 reviews

ANZ Bank

  • Short-term loans up to $40,000
  • Low-interest up to 10.95%
  • Repayment up to 7 years

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Author ANZ Bank. Screenshot of ANZ Bank website.
[Accessed April 17, 2018]

ANZ Bank - Personalised short-term loans

Having a short-term loan with us is one of the greatest decisions you can take for a temporary benefit.

Seeing that you would only be in need of a cash injection for a short while, our interest rates are little to go by.

ANZ Bank short-term loans are easy

The borrowing calculator has helped a number of clients as far as borrowing money is concerned. This calculator shows you how much you can borrow and how much you would liable to pay. By using this method accurately, you will have a better idea of how much your short-term loan would be.

ANZ Bank short-term loans are simple

One of the benefits that you look for in a loan is having a fixed interest rate that won’t change for the duration of the loan term. We have heard the pleas of our customers and that is what we have given them with an ANZ Bank personal loan.

ANZ Bank short-term loans are flexible

As a client, we give you the freedom of choosing the loan terms, the amount you would like to borrow although this depends on your affordability. You can also decide to pay your quick loan earlier than the scheduled date at no extra charge.

ANZ Bank short-term loans are reassuring

As a client, you will have the pleasure and assurance of knowing that you are working with a credit provider that is passionate about its clients and will always want to put their needs first.

ANZ Bank Services

If you are interested in applying for our short-term loan, you can do online. All you have to do is log onto our website and fill in the online loan application form.

The application form will take you 10 minutes to complete. The client has ensured that they furnish us with accurate information which will fast track the application.

ANZ Short term loan verification

After you have submitted your loan application, you have to submit certain documentation so we can check a few things.

The documents that you need to submit include the following:

  • Any documentation stating your salary
  • Details confirming your address, identification and employment information
  • Information about your monthly expenses so we can be able to determine how much money do you spend on a monthly basis

The money will be deposited in your bank account

Once we are satisfied with everything you have given us, we will then require you to approve the short-term loan application before we can send the money into your bank account.

The money will be sent on the same business day if the loan application was approved early.

If it was slightly later in the day, the money will reflect in your nominated bank account the next business day.

ANZ Bank – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 10.95%
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Benefits of ANZ Bank

  • Repayment options are flexible
  • Quick decision
  • No application fee

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

ANZ Bank - a reliable financial partner

Clients need to ensure that they adhere to the terms and conditions of the online cash loan. Therefore be you take the money and use it for your personal use, ensure that you have read the black print.

Failure to read and understand what is expected of you as a client may make things slightly difficult for you. Seeing that this kind of advance is usually for a short-term basis and nothing long term, you have to ensure that you fulfil your financial obligations for a short while.

If you fail, it may become difficult for us to borrow your money in the future. Furthermore, the last thing you want to do is to ruin your credit rating for a loan that is very little to go by. In essence, we always tell our clients that they shouldn’t put themselves in difficult situations, if you are not certain that you will be able to pay your instant loan back, rather don’t take it.

If you don’t bank with ANZ Bank

Supply us with the following documentation if you don’t bank with ANZ Bank and want an advance with us:

  • Proof of identification
  • Proof of residence that is not older than three months

What is the criteria for a short-term loan?

  • 18 years or older in order to apply for a short-term loan
  • Permanent dwellers of New Zealand
  • Speak to us directly if you don’t stay in New Zealand but you possess a Visa
  • Only two people can apply for a short-term loan
  • Depending on the amount that you want to apply for, if it is less than $3000, we may have other options that would suit you better.

How much will the repayments be?

The repayments differ from loan to loan. This is due to the fact that clients will not take the same loan amount and they will not be paying it in the same frequencies. The most important aspect to keep in mind as a client is that you don’t skip your periodic payments.

If you face any difficulty in terms of sticking to your end of the bargain, you need to notify us right away so we can establish a plan for you. Don’t wait until the last minute before you tell us you can’t pay your short-term loan.

Customer Reviews & Testimonials

The best part about ANZ is the amount of time that you can pay off your loan if you can pay it off right away they will find the perfect loan.

David P
— Christchurch —

They have a standard loan rate of 13.955 so that you know that you are not being cheated they make sure you are aware of your loans.

Jackie A
— Auckland —

They have helped me with all the queries that I had and now it's been sorted and I and able to relax knowing that I will be getting my loan.

Tara L
— Wellington —

ANZ Bank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 92210 Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –