Rating based on 22 reviews

Simply Loans

  • Quick loans up to $200,000
  • Low-interest starting from 5.03%
  • Repayment up to 48 months

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Author Simply Loans. Screenshot of Simply Loans website.
[Accessed April 17, 2018]

Simply Loans - Tailor-made loans

Simply Loans is consistently seeking to provide New Zealand citizens with the best financial services. We are a broker that goes above and beyond to ensure that clients get a great cut when it comes to borrowing money.

We work with some of the most prestigious companies to make people’s dreams come true. Nobody should wonder how they are going to eat at the end of the day because they have run out of food, or how they are going to fix their financial situation, Simply Loans has got you covered.

Working to ensure you are sorted

We work tirelessly to ensure that you don’t only get a credit plan but an instant loan that you can afford to pay and that meets your financial status.

It wouldn’t make sense for us to give you a loan that is way above your budget because you will not be able to meet your financial obligations. In actual fact, you may even add up in further debt trying to pay off a loan you couldn’t afford from the onset.

The loan process

Simply Loans takes a good look at your application and all the documents you furnish us with so that we can have a better idea of what you as the client are dealing with on a daily basis.

Furthermore, we have to ensure that you don’t set yourself up for disaster because we know how tempting money tends to be for our customers especially our new clients. In short, we want you to bite what you can chew and only take out a quick loan if you can afford it.

Simply Loans Services

All it takes a client is to apply and we will deal with the rest. The online application is easy to complete and depending on how fast you submit the supporting documents we request, you may have the money in your bank account before the end of the business.

It is important that customers realize that there isn’t much we can do if we don’t have the supporting documents. Therefore, when we request them, they should see to it that they get to us right away.

Low-interest rates on loans

When customers decide on which credit provider to use for a loan application, they always compare the interest rates.

It is without a doubt that if there is a financial provider that offers lower rates that is the company they going to go for.

At Simply Loans, our interest rates start at an amazing 11.75% because we want everybody to apply for affordable quick loans.

Will I get penalized for paying my loan early

We welcome clients who want to finish paying off their payday loans earlier than the required date.

Furthermore, we will not charge them anything because we don’t see the need of charging a customer who wants to have one less debt to worry about.

The fact that we don’t charge our clients for settling their loan sooner is our way of saying “thank you” for ensuring that you don’t only pay your loan but that you paid it ahead of time!

Simply Loans – Quick cash loan

  • Loan Type Quick loans
  • Interest Rate 5.0329% p/a
  • Loan Amount up to $200,000
  • Repayment 6 months to 48 months

Benefits of Simply Loans

  • Fast approval
  • Funding is quick
  • Affordable rates

Quick cash loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Simply Loans - Quick and convenient online loans

Our online application method is not the only way you apply for our loan services. Clients can always give us a call if they prefer doing a telephonic application.

There is no faster method, they both work in a similar manner and we will attend to your application as soon as it reaches us.

Criteria for the Simply Loans application

Clients who are interested in our quick loans and would like to apply need to meet our requirements. The client should be a New Zealand citizen or have permanent residency in New Zealand.

The customer should be 18 years or older and should have a means of employment whereby he earns a salary at frequent intervals.

The salary should be deposited in an operating bank account. Should the client not meet all our requirements, we will have no choice but to decline the short term loan application.

When you fail to make payments

We know that things don’t always go our way and you may encounter financial difficulty from time to time.

Don’t hesitate to contact us and inform us about your current situation and we will see how we can try to assist you. Although we don’t promise anything we might be able to help.

Missing a payment

Should you miss a payment on your loan, you will be liable to pay extra fees and this may come back to haunt you in the future when you are looking for future credit.

In essence, a client should try his level best to pay all his loans and not get comfortable with skipping payments. This doesn’t give you a good credit profile.

Getting a financial solution that fits your lifestyle

The fact that we have 10 years of experience is proof enough that we work tirelessly to ensure that we get a financial plan that works for a client’s financial background.

We will never put you in a tight spot that will make it difficult for you to pay back your personal loan. We are always looking for the best solutions for our clients.

Customer Reviews & Testimonials

I applied for a Simply Loans in the morning and got the money deposited into my bank account on the very same day.

Jeffery F
— Rotorua —

If you looking for reliable and affordable credit offers, Simply Loans is your best shot at getting reasonable credit plans.

Sammy S
— Queenstown —

Ever since I got credit from Simply Loans, I have never looked back. My finances have drastically improved.

Ava M
— Hamilton —

Simply Loans Contact

Physical Address

  • 2/120 Hamilton St Tauranga Bay of Plenty Region 3110 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –