About Cash Converters
No matter how good you are at saving money, an emergency may happen when you least expect it and Cash Converters understands that.
It is for this reason why we don’t want you to go through a financial predicament alone when we are available to assist you. There will always be a way out when you feel like there isn’t. Our fast cash loans are fast and affordable, making it possible for anyone to apply for them.
How to qualify for a loan
All that we require from a potential client is to meet our credit criteria and we are ready to go! We must emphasize the fact that although we would like to help everyone who applies for a loan if you don’t meet our requirements, we will have no choice but to decline your request.
We will, however, advise you to move forward on how you can fix the red flags we mentioned so that the next time you apply for a loan, you get the green light.
We often tell our customers to never feel discouraged when we turn down their loan applications, we are just looking out for them because we don’t want them to have a lot on their plate.
We want our clients to be in a good financial state that will make it easier for them to pay their debts and still maintain an above average credit rating.
Cash Converters loan calculator
We give you the freedom of choosing how much you can borrow and how and when you going to pay the personal loan.
Cash Converters Services
The first step is to complete an online application. Clients can go to our website and complete the easy application which will ask you a range of questions such as general and personal questions.
In essence, we just want to get a better idea of who you are and why you applying for our payday loans. We also ask our customers where they work and how much they earn so we can determine if they can afford our loan options or not.
Cash Converters assessment and verification process
After we receive your quick loan application, we will certain documentation. The severity and description of these documents can only be determined after we have received your online application. We need to see if everything corresponds with the information you have furnished us with on your online application. There are normally no discrepancies raised but if we can identify any, we will contact you for more clarity.
Cash Converters loan approval
If we are happy with every documentation submitted to us, we will approve your application. After your short-term loan has been approved, the client will have to sign the credit agreement which also includes the terms and conditions of the loan.
When the nitty-gritty is done and dusted, the money will be deposited into your bank account. Depending on the time the loan was approved and what time of the day it is, the money will be available on your bank account on the same business day. If not, it will reflect the next business day.
Cash Converters Product Details
- Loan Type Quick loans
- Interest Rate 49.95%
- Loan Amount up to $3,000
- Repayment 6 months to 12 months
Summary of Services
- Soon after approval money is transferred into your account
- Affordable loans
- Easy loan application
Cash Converters - Quick cash loans
The minimum amount we can borrow you is $100 and the maximum amount is $2000.
However, we need to determine if you can afford to repay the amount we borrow you. We would never overwhelm our clients and give them a quick loan they can’t afford. We always look at your budget and what is within your financial limit before we grant you a loan.
Furthermore, we always advise our customers to only borrow the exact amount of money they intend on using and nothing more. This way, you will be paying for a loan that was practical and well thought out as opposed to taking more than you need and paying for an unnecessarily expensive credit plan.
How you receive your loan
This will depend on the method you used to apply for a personal loan. If you came directly to our store to apply for a loan, we will give you the money in cash. If you used the electronic route and applied online, we will transfer the money into your nominated bank account.
How to repay your loan
We normally set up a direct debit method for clients and the money will be collected on the agreed date. It is imperative that customers ensure that there is sufficient money on their respective bank accounts on the day of the instant loan collection to avoid extra charges due to insufficient funds.
When you have a bad credit
Bad credit happens to the best of us. We will assess the severity of your bad credit history. In essence, we may be able to help despite your past. However, we don’t guarantee it because there are assessments that we have to do first. Having said that, we urge clients with a bad credit history to apply for a bad credit loan and let us be the judge.
Do you contact my employer
Although we don’t contact employers for every loan application, there may be a necessity that we do on certain occasions. However, customers don’t have to worry because we will never share any information about your loan with your employer. We will be strictly confidential about your credit affairs with Cash Converters.
Customer Reviews & Testimonials
Through the Cash Converters loan, I was able to settle all my outstanding accounts.
— Gisborne —
Applying for the Cash Converters loan took me a very few minutes to complete.
— Wellington —
The interest rates that I am paying at Cash Converters are reasonably affordable and have made my financial lifestyle a lot easier.
— Hamilton —
Cash Converters Contact Details
- 979 Dominion Rd, Mount Roskill Auckland Auckland Region 1041 New Zealand
- Get Directions
- Monday 09:00 – 17:30
- Tuesday 09:00 – 17:30
- Wednesday 09:00 – 17:30
- Thursday 09:00 – 17:30
- Friday 09:00 – 17:30
- Saturday 09:00 – 17:30
- Sunday 10:00 – 16:30