Rating based on 21 reviews

Seed Cash

  • Quick loans up to $5,000
  • Low-interest up to 438%
  • Repayment up to 1 year

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Author Seed Cash. Screenshot of Seed Cash website.
[Accessed April 17, 2018]

Seed Cash - Reliable quick cash loans

When we opened our doors for the society of New Zealand, we wanted to be a personal loan services provider that listens as opposed to the one that wants to be listened to.

We went out of our way to find out what the customers need and what has been missing in their credit applications and services. When we were done with our research, we made it a given fact that they would get everything they were missing at Seed Cash and so they did.

Contact us

For starters, our communication method comprises four methods. We know that people often use what they prefer as far as communication is concerned, so we didn’t see the point of limiting clients to what worked for Seed Cash.

Having said that, customers can contact us by either email, telephone, text message or use our mobile quick loan application.

A quick and fast loan application

One of the reasons we wanted to have a fast and reliable credit service is because we know that clients usually want to use the money right away.

Therefore, making them wait for hours on end was not something we wanted to do. If you are quick enough to supply us with the documents that we need for verification purposes, you may have your money deposited into your bank account before the end of the business day.

This way, you can apply for a loan and get the money on the very same day you applied for it. Isn’t that cool? That is Seed Cash for you!

Seed Cash Services

At Seed Cash, we trust and believe that whoever is in need of an online loan will take the necessary measures to ensure that they answer all our questions truthfully and without fail.

We don’t do interviews because the security precautions that we take are sufficient to prove that we are dealing with the right people. After all, you are liable to pay for the credit plan that you are applying for so we don’t believe someone would put their name and reputation on the line.

No physical documentation required

Carrying a lot of paperwork and running around from one bank to the next is something that used to be done ages ago. Today, we have simplified the entire process by making everything online.

This means there is no need to come to Seed Cash with a huge stack of papers to apply for one of our quick cash loans. Everything you need to do is available at your convenience online.

Everything is laid out in the open

Although surprises are occasionally great and come from a good place, no client would take a hidden fee surprise as one that is coming from a good place.

Having said that, every fee is stipulated on the loan agreement that is signed by the client prior to the loan approval. We would never make a customer pay for a fee they are not informed about

Our rates and fees vary according to the short-term loan that has been chosen and taken by an individual.

Seed Cash – Quick cash loan

  • Loan Type Quick loans
  • Interest Rate 438%
  • Loan Amount up to $5,000
  • Repayment 30 days to 1 year

Benefits of Seed Cash

  • No hidden charges
  • Fast online application
  • Great customer service

Quick cash loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Seed Cash - Blacklisted clients can qualify for a loan

The information that we request from our customers is part of the loan application process. We would never share their details with anyone.

We have a Private Policy that we adhere to and the only person that will know your details is the consultant that is going to be dealing with your fast loan application.

People with a bad credit history can apply

At Seed Cash, we are pretty fair. We don’t punish you for the bad credit that you have due to your previous expenses, we are more concerned about how you are using your money now.

If you are still reckless when it comes to money, we probably won’t grant you a loan because there wouldn’t be much you have learnt from your past. However, if you are more financially disciplined and you take your finance seriously, we may give you the benefit of the doubt.

How to qualify for a Seed Cash loan

In order to meet our instant cash loan criteria, the client has to be above the age of 18 years. We only accept applications from New Zealand or Australian citizens, customers that have a permanent residency or possess a visa.

The customer has to have some means of employment that give him a guaranteed salary on a frequent basis. Should the client not meet all our requirements, we will have no choice but to decline their application. As much as we would like to help every client with their credit woes, our criteria can’t be bypassed.

 The minimum and maximum terms for a Seed Cash loan

Our loan term starts at a minimum of 4 weeks and ends a maximum of 28 weeks. Should you wish to pay off your loan at an earlier period, you are more than welcome to do so. We always encourage our clients to settle their payday loans earlier if they can.

When you don’t pay

Should you not be able to pay due to unforeseen circumstances, you will be liable for extra charges. If this continues, we may have to include third parties to intervene.

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Seed Cash is a trusted & reliable provider of quick loans

In our review, Seed Cash adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Seed Cash is a registered credit provider in New Zealand: FSPFSP 423226

Customer Reviews & Testimonials

Seed Cash is a credit provider that cares for their customers; they will always ensure that your concerns are addressed.

Sydney J
— Greymouth —

After applying for the Seed Cash loan, I only had to wait for a few hours before getting positive feedback.

Matthew J
— Ashburton —

There is no reason to wait when you apply for a Seed Cash loan. Their consultants are extremely responsive.

Mary B
— Lower Hutt —

Seed Cash Contact

Physical Address

  • Level 16, Huawei Centre, 120 Albert Street, Auckland CBD Auckland 1010 New Zealand
  • Get Directions

Postal Address

  • PO Box 6620, Wellesley Street, Auckland, 1141, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –