Rating based on 2 reviews


  • Quick loans up to $1,000
  • Low-interest up to 227%
  • Repayment up to 45 days

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Author Ferratum. Screenshot of Ferratum website.
[Accessed April 17, 2018]

Farratum - quick cash loans

When we opened up for a shop in 2005 at Finland, we never thought Ferratum would grow to have branches in over 24 countries to date. We have made sure that you find Ferratum almost everywhere you go because you never know when you might be in need of a payday loan.

When you look at the number of years we have been operating and the success rate of Ferratum, you will realize that we are a dedicated team of financial experts who saw an opportunity to expand. With so much dedication, we are confident we will continue raising the bar.

Can Ferratum help me with a quick cash loan?

One of the main reasons why we started this operation was to be the answer that society needed. We know how frustrating it is to be in need of a loan and having no one to turn to. Nobody should be alone during a challenging time and this is why we offer quick loans designed to help you.

A team of professionals

Ferratum has been helping individuals and even businesses and we have had nothing but good feedback from customers. It seems that people are happy with our services from the reviews that we read online. Our agents are the primary reason why our clients are always in good spirits.

We have an experienced team of professionals who go above and beyond to ensure that nobody runs Ferratum to the ground. It gives us great pleasure to know that we are helping society and everybody who is a part of it.

Ferratum Services

The first step is the client choosing a quick loan amount he would like to borrow from our loan calculator. The maximum amount he can choose is $1000.

We must emphasize that customers should never borrow more than they actually need. The last thing you need is to be paying for a loan that you didn’t really need at the time.

Always stick within your limits and your budget. Don’t go overboard because you may struggle to pay the loan back.

Applying for a Ferratum loan

After you have decided on the figure, you can then apply through our online process. We will ask you a few general, personal and financial questions that you have to answer.

Everything is strictly confidential and we will never share your information with anyone. The instant cash loan application must be completed in full in order for t review us. Incomplete application forms will not be accepted.

Where do I stand?

After your application form has reached us, we will access your application and ask that you submit certain documentation as part of the verification process.

The information that you send to us should correspond with the details that were completed on your online loan application form. We will notify the client of the outcome as soon as possible.

Ferratum – Quick cash loan

  • Loan Type Quick loans
  • Interest Rate 227%
  • Loan Amount up to $1,000
  • Repayment 7 days to 45 days

Benefits of Ferratum

  • INSTANT Loans
  • UNSECURED Same Day Loans
  • FAST CASH Loans

Quick cash loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Farratum - An expert loan service

After your loan has been approved, you need to settle your current credit plan before you apply for the next short-term loan.

The next time you apply will be slightly quicker now that we have your information in our database.

How much can I borrow?

A client who wants to make use of our loan services can borrow a maximum of $1000. The loan can be borrowed for 45 days. We have given our customers enough time to pay off their credit without having to worry that the time is limited.

What if I can’t pay my loan right away?

At Ferratum, we know that things don’t always go as planned. Having said that, we understand that you might not have money to pay your loan instantly. Clients can always reschedule a date suitable for you when you will be able to pay. Unlike most financial services provider that will fine you for not being able to pay on time, we will give you another chance without charging you a dime! Yes, Ferratum is that generous.

A surprise for new customers

If you are using our quick cash loans for the first time, we will not charge you any interest on your loan for 30 days. This is one way of making you feel special at Ferratum.

How long does it take to get approval for my quick cash loan application?

We know that clients usually want to use the money right away and so we act as soon as we receive a loan application. The customer should know their loan outcome in a matter of hours.

Will you help me if I have a bad credit history?

We have assisted a number of clients who have bad credit. Clients should not let that worry them and think we will automatically reject their loan. They have nothing to lose by applying and they would be surprised to realize that they could get awarded a loan if they meet all our requirements.

Why should I choose Ferratum?

At Ferratum, we always listen to our customers and ensure that their needs and wants are always put first. We would never choose to neglect their wishes or requests. We are always seeking ways to make them pay less for our online loans and maintain a good financial record without putting too much strain on their budget.

Customer Reviews & Testimonials

I would like to commend the personnel that works at Ferratum. At long last, I got a loan that works well with my budget.

Elliot J
— Gore —

Applying for the Ferratum loan was fast, easy and convenient.

Mary W
— Hastings —

The interest rates that I am paying at Ferratum have afforded me the opportunity to pay my other financial obligations.

William A
— Alexandra —

Ferratum Contact

Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0745, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –