Rating based on 42 reviews

Yes Finance

  • Personal loans up to $30,000
  • Low-interest starting from 14.9%
  • Repayment up to 48 months

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Yes Finance homepage
Author Yes Finance. Screenshot of Yes Finance website.
[Accessed April 17, 2018]

Yes Finance from strength to strength

We were founded in 1997 as a private company and is 100% New Zealand owned and operated. Back in 1997, Yes Finance focused on the retail sector and we provided business finance to shops to buy products.

In a short time, it became clear that loads of New Zealanders were finding it troublesome to speak to mainstream lenders such as banks and large finance institutes.

They found their perspective inflexible and they wanted a different approach to getting a quick loan, they wanted a finance company that they could talk to, one that was small enough to provide customer-focused solutions and one that would take their desires into consideration.

A trustworthy credit provider

Yes Finance has prospered since then. Troubled times of the world-wide economy became stronger for it and we went from strength to strength.

Today we are a solid, resilient and trustworthy financial provider that finds a solution to every need. We provide quick loans and easy financial products and service both online and in person.

Personal loans – We strive to say YES!

Yes finance understands that each scenario isn't the same. We provide a variety of finances and offer many products around Auckland City and Manuaku suburbs throughout New Zealand.

We also provide secured and unsecured personal loans supplying you with the liberty to use the funds for almost anything.

Yes Finance Services

For whatever reason you need the funds, Yes Finance is here for you to pay all those unexpected bills, use the funds for a vacation or purchase that vehicle you’ve urgently been wanting. Maybe you want to get married, or perhaps you would like to finish the finishing touches in your home - it doesn’t matter since you can use the personal loan for anything you want.

Easy finance is our speciality; we try to create choices that are simple and as fast as possible in order for you to attain a personal loan so that life may be a little less stress-free but most importantly we strive to get it done and say yes.

Our service is top notch, give a try and see for yourself

Car loans, why not say yes to the car of your dreams! Yes Finance can provide you with a low deposit car loan, however, in some instances, we request that you don’t pay a deposit on your vehicle and we can still provide you with the best car loan attainable.

It doesn’t matter if you wish to purchase from a private seller, perhaps you discover a car on auction or a car dealer you could also purchase a vehicle from TradeME because we will still say yes.

We will do the hard work

Should you be interested in purchasing from a private seller or TradeMe? We will do all the point checks for you ensuring that there are no outstanding monies owing on the vehicle, we also check the current registration as well as warrant fitness. Once all those checks have been done and we’re satisfied we will pay the funds over to the preferred person.

Yes Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.929.9% p/a
  • Loan Amount up to $30,000
  • Repayment 48 months

Benefits of Yes Finance

  • Apply online
  • Flexible repayment terms
  • Quick funding

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Yes Finance - A range of loans to suit your lending needs

You can apply for a pre-approved car loan before you find the actual vehicle.

A pre-approved car loan permits you to go shopping knowing what you can afford to pay. This also allows you the benefits of being a cash buyer – meaning you’ll have the upper hand with negotiations.

Debt consolidation – Yes, I can get my debts sorted!

Are you stressed and struggling to keep up with store card bills, hire purchase payments, credit card bills and loans with other lenders? Then our debt consolidation loan can help you get sorted!

There are several benefits of rolling multiple accounts into one personal loan account roll all your debt into one single loan account by means of consolidating your debt.

We can’t think of one single person who enjoys filling in forms but we would like to encourage you because the more detail we have on the application the sooner we can be in contact with a yay or nay.

A personal loan for debt consolidation is stress-free because you only have one payment to take care of, you have a fixed term and one fixed repayment amount.

By only have one repayment on your loan gives you the opportunity to get your budget back into control. The interest rate on a Debt consolidation loan is generally lower than what you may currently be paying.

Our preferences on how our customers make payment

We prefer to set a direct debit from your bank account, however, we also accept automatic payments or maybe a wage deduction can be set up with your employer. You also have a choice of paying monthly, weekly or every fortnight. We will work with you and we will listen to you!

We’ll assist you in deciding on how much you can borrow as well as what your repayments will be and we will design an instant cash loan according to your needs.

We strive to make sure that we deliver a good customer service for the mere fact that our customers mean the world to us. We are committed to putting our customer’s interest first and ensuring that they get the best out of the loans we have to offer.

Customer Reviews & Testimonials

I’ve told friends and family about Yes Finance because I am so happy with the personal loan they provided me a few months ago. Usually, when you take out a loan it’s hard to find one that is righ...

Rose C
— Dunedin —

I submitted my application for a personal loan and Yes Finance got back to me very quickly with a decision. That was really great because waiting for an answer can be so frustrating, but with Yes...

Ethan R
— Timaru —

They understand that everyone’s different and go the extra mile to listen to you and understand your situation so that you can walk away happy. I’m certainly one of their happy clients.

Kelsi G
— Porirua —

Yes Finance Contact

Physical Address

Postal Address

  • PO Box 23008, Hunters Corner, 2155, Auckland

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 13:00
  • Sunday Closed –