Rating based on 28 reviews

Future Finance

  • Personal loans up to $80,000
  • Low-interest starting from 9.95%
  • Repayment up to 5 years

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Future Finance homepage
Author Future Finance. Screenshot of Future Finance website.
[Accessed April 17, 2018]

Future Finance - we love to help

Future Finance has been in the financial industry for over 10 years, providing short-term microloans, we also offer financial assistance to our valued Kiwi customers and this is only a small portion of what we hold as an establishment.

The victory of our business is carried through our largest asset being the general public. When partnering with our professional team means financial gain, guidance, and services that you have never experienced.

Through our team of professionals, we are able to offer our customers recognizable products because they have a great passion for helping individuals attain financial goals.

Faster loan approvals

First off, we don’t have a head office that we need to report to, and that’s the reason we are faster when it’s time for decision making. Future Finance is normal everyday Kiwis who understand what it’s like to need a personal loan every now and then and we know what the importance of creating a loan is! One that is suited to your circumstances. We ensure you get the funds you need when you need it. How easy is that?

We are committed to being a responsible lender

Our people matter as much as our customers when it comes to your needs we listen and then focus our attention on offering you beneficial products and sound advice. Should you be in the need of a quick cash loan and need your funds fast, we offer the service and the product as quickly and efficiently as we can.

Future Finance Services

We do not try and force a product or service upon you; we do not try and pull fluff over your eyes. Your needs are important to us so we give you what. And we do it with a dash of speed.

Future Finance goes the extra mile to make your dreams come true; we strive to give you the service you deserve. Why not contact us today? Our online loan application is simple and hassle-free.

Obtaining a personal loan has never been easier

Getting a personal loan from Future Finance has never been easier and simpler because we want you to get on with what life has to offer. You can use the personal loans for anything you like, maybe you have unexpected bills or you would like to do some home renovations, perhaps you need the personal loan to pay for your dream wedding or your vehicle needs repairs or just cash to splash for whatever you want.

We understand that no situation is the same. We have a professional lending team that is not only trained to listen but also to hear the need of every individual and to tailor a finance solution that will suit your budget.

When it comes to providing a service Future Finance has the solution

This is the reason we have been so successful in our industry for decades, we provide a straightforward lending solution in New Zealand and we give full attention to our valued customers. We also provide the best possible payday loan interest rate making it as affordable as possible.

Future Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 9.9519.99% p/a
  • Loan Amount up to $80,000
  • Repayment 6 months to 5 years

Benefits of Future Finance

  • Funds available in 60 minutes
  • No setup fees
  • Online application

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Future Finance - Easy and convenient loan applications

Our services are completely user-friendly, life shouldn’t be complicated! There are far more important things to stress about in this day and age and that’s the reason for getting an instant loan is so simple.

Get things done - today

There are times in our lives when we all need extra personal cash for that something we need and don’t have the cash readily available. An online loan is a perfect option and what’s more Future Finance can help.

In just 60 min your pre-approval for a personal loan can get your plans underway, go on that holiday or renovate your bedroom it doesn’t matter what you use the money for.

Get pre-approved and save time

If you’re thinking about replacing the old with the new, our car and home loans is a great option. With a pre-approved loan, you have the opportunity and freedom to shop around and you can take your time in finding an exact car or home you’re looking for, in your price range.

If you are struggling to pay off your debt

Should you be stressing because you are unable to meet your obligation each month, you could consider a debt consolidation loan.

Roll all your debt into one consolidation loan and only have one repayment each month, this makes budgeting easy because of the fixed repayment amount and you can get back on track with your finances.

You have nothing to lose with Future Finance, you can only gain.

We take your affordability into consideration and make sure that you don’t borrow more than you can comfortably afford to repay, we do however expect you to open and honest with regards to your financial situation like income and expenses.

With regards to repayments and fees; Future Finance will provide you with a clear breakdown in order for you to be aware of what your exact costs will be.

Should you want to settle your personal loan sooner, we’ll congratulate you instead of penalise you. However, if repayments aren’t received on time there will be extra cost charged.

man holding thumbs up

Future Finance is a trusted & reliable provider of personal loans

In our review, Future Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Future Finance is a registered credit provider in New Zealand: FSPFSP 4261

Customer Reviews & Testimonials

I needed a personal loan to buy an engagement ring for my girlfriend. I just want to thank Future Finance for all your hard work in helping me get the cash as fast as I did. Thank you!

Aron R
— Nelson —

Excellent, professional and very helpful. Absolutely recommend them.

Brooke L
— New Plymouth —

Future Finance processed my loan application so quickly and I got the money just a quick.

Grace N
— Christchurch —

Future Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –