Rating based on 32 reviews

NZ Finance Ltd

  • Personal loans up to $3,000
  • Low-interest starting from 9.95%
  • Repayment up to 18 months

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NZ Finance Ltd homepage
Author NZ Finance Ltd. Screenshot of NZ Finance Ltd website.
[Accessed April 17, 2018]

NZ Finance Ltd - Tailor-made personal loans

NZ Finance Ltd is situated in New Zealand, we are a well-established registered and New Zealand 100% owned situated in the central city of Auckland.

We know how important it is when your funds are low and you need to apply for a personal loan, personal loans are our forte, and you apply from the comfort of your own home, the entire process can be completed online.

A professional team ready to help you

Our team members are well trained in helping every Kiwi who has a need, they will speak with you directly, meaning you won’t need to work through some call centre in the middle of India somewhere.

We get that nobody wants to go to a bank or finance company and explain themselves away. NZ Finance is perhaps a better option of applying for your long or short-term loan. Why not contact us today and find out for yourself how easy it is to set up an NZ Finance Ltd account.

My quick draw account attracts no drama

Once your quick draw online loan application has been approved and your account has been opened with us, all you need to do is simply pay off your loan over an agreed term or you have the option of using the quick draw (redraw) facility whenever you need to do so.

For the most part, our customers enjoy the flexibility of our quick draw on their loans because it means they have easy access to quick cash whenever they need it and not have the hassle of going through the whole process of filling in another loan application and going through the whole process again.

NZ Finance Ltd Services

Home-Owner's Debt Consolidation account allows you to borrow up to $50,000 if you are a homeowner.

If you feel you are being brought down by repayments on your credit cards or any other loans you may have and you’re a homeowner, you could consider a homeowner debt consolidation loan account with NZ Finance Ltd, it could be just what you need.

Debt consolidation

An NZ Finance, homeowner debt consolidation account loan will permit you to settle all your outstanding personal loan accounts; in other words, you roll all your debt into one single loan account.

This option is great for your budget because you have one fixed repayment and one loan account.

This sort of loan typically offers a much lower repayment and could possibly be adjusted to your income, it also gives you the flexibility of being able to redraw on the account should you be in need of extra funds in the future.

Benefits of debt consolidation

  • The homeowner's debt consolidation loan accounts are available to all our Auckland homeowners, other parts of New Zealand will be included in the near future.
  • Note that your home-owners debt consolidation loan will by no means affect your current mortgage for the mere reason that you will still be making your bank mortgage repayments as per usual
  • A debt consolidation loan will not affect your present mortgage with your bank because you will continue making your bank mortgage payments as normal.

NZ Finance Ltd – Personal loan

  • Loan Type Personal loans
  • Interest Rate 9.9529.95% p/a
  • Loan Amount up to $3,000
  • Repayment 12 months to 18 months

Benefits of NZ Finance Ltd

  • Loan payment schedule
  • No-obligation
  • Online application

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

NZ Finance Ltd - Straightforward loan applications

Apply for an online cash loan today to get your finances back on track, you’ll have peace of mind knowing that your finances are under control.

The benefits of a quick draw account

  • As NZ Finance Ltd customer, we will have your own dedicated account manager appointed to you, so that you don’t have to explain your situation with several different people, this can become rather tiresome and won’t put you through that hassle.
  • You will have no need to visit a branch or even meet in person; you can call us or email us at any time.
  • We offer a simple, one-page online quick loan application that allows you complete only the parts of the application that you are at ease with.
  • We are completely internet-based, no long contracts or direct debit forms need to sign and faxed back. All redraw documentation is signed online with the help of our 'Secured Signing' process. The only documents you will be asked to email to us will be proof of your payslip and your photo of your identification document.

We will send you a detailed loan repayment schedule together with your loan documents, which will state opening balances and scheduled repayments going forward. This will assist you in keeping track of your loan account.

You have no obligation and you may cancel your personal cash loan application at any given time.

man holding thumbs up

NZ Finance Ltd is a trusted & reliable provider of personal loans

In our review, NZ Finance Ltd adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

NZ Finance Ltd is a registered credit provider in New Zealand: FSPFSP 17401

Customer Reviews & Testimonials

I love when a company makes things easier for their customers and NZ Finance Ltd definitely did this by making it possible for me to apply for my personal loan completely online. No paperwork, no...

Brad R
— Palmerston North —

Their flexibility is very helpful. I got a personal loan from them but two months later, I needed to change my repayment frequency after dealing with a financial emergency. They were very underst...

Diana C
— Gisborne —

Thank you for still assisting me with a personal loan even though I didn’t have the best credit. Your compassion towards your clients is something I think makes you stand out from other creditors...

Dawn P
— Whanganui —

NZ Finance Ltd Contact

Physical Address

  • 47 High Street, Auckland CBD Auckland Auckland Region 1010 New Zealand
  • Get Directions

Postal Address

  • PO Box 106878, Auckland, 1143, New Zealand

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –