Rating based on 32 reviews

Admiral Finance

  • Personal loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Admiral Finance homepage
Author Admiral Finance. Screenshot of Admiral Finance website.
[Accessed April 17, 2018]

Admiral Finance - Flexible loans

Admiral Finance established in 2003 by Dougal Shanda charted accountant, after following an international career Dougal wanted to come back home to NZ and to do something different, we are 100% New Zealand owned and operated.

We started out establishment in order to assist people to get the quick cash loans they needed by offering fair and competitive rates. We are not the size of a high street bank, but we certainly have a vast amount of experience plus we are able to use our own money to lend.

Tell us what you need in a loan

It’s natural that we don’t just lend to anyone – the cash still needs to be reimbursed back to Admiral Finance. We take the approach of looking at people in a different way by taking the time to hear what each customer’s personal circumstances are and considering people looking for bad credit loans.

We then look at your affordability and what sort of security you have, we don’t go according to what the computer tells us to say because we’re a financial concern based on people and not computers.

We understand your financial situation

Dougal realized that some things were just not fair! The bank stuck so firmly to their lending criteria’s that they forgot that they were dealing with real people whose situations were real. How could it be that when people who had settled their personal loans on the agreed term were often turned away?

We are different. We have a team of professionals, not only in our industry but a team who know how to help and hear what our customers are saying. We are New Zealand Locals based in Christchurch so we are well aware of what our customers are facing on a day to day basis.

Admiral Finance Services

Admiral Finance is committed to improving standards in the loan industry; we are also a responsible lender.

We are registered financial advisors, meaning that we qualify to provide advice to our consumers on customer credit contacts, we are committed to being a responsible lender and ensure that we only lend to customers who have the affordability to repay their personal loan.

We improve standards in the loan industry

Admiral Finance belongs to the Insurance and Financial Services Ombudsmen so that we are able to provide our customers with independent dispute resolution and advice for every one of our products and services.

Our aim is to improve standards across the personal and payday loan industry and we strive to encourage a greater focus on the understanding of the needs of individuals when setting financial regulations.

Dougal is president of the Canterbury branch of the NZ credit and finance institute and uses this role to spread the word to try and effect changes the industry needs.

Why should you choose Admiral Finance for your next loan?

You should always consider borrowing from a company you can trust!

Our employees are locals and they understand the financial stresses of living in NZ.

Admiral Finance respects all individuals, we will outline the best instant cash loan options for you, we will provide a loan that’s fair, will suit your needs and ensure that you have the affordability so that you are not over committed.

Admiral Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 13.9524.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years

Benefits of Admiral Finance

  • Quick approval
  • Funds available the same day
  • Simple online application

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Admiral Finance - Same day loans

Once your loan application has been received we’ll get it approved in no time and you could possibly have your loan the same day.

Competitive loans that suit your lifestyle

Admiral finance offer rates that are remarkably competitive, and tailored to suit your budget and standard of living because you could potentially save thousands with our personal loans. Put your mind at ease with an Admiral Finance loan, we have confidence that you will improve your financial status and just be adding another financial obligation.

Flexible options for all financial status quo

We are run by real people and not computers. When your application is being revised we’ll take your current circumstances and affordability into consideration and not focus on your prior credit history, it doesn’t matter if you have been unsuccessful in obtaining a long or short-term loan in the past, there may be a chance that we could well find a solution to your present circumstances.

Apply in only three steps

  • Step one – It takes only five minutes to apply online or you could give us a call
  • Step two – We’ll have a team member personally assess your application and you’ll be contacted within 60 minutes (during office hours)
  • Step three – Should your loan be approved, the funds will be deposited into your account within 24 hours or by cheque if so preferred.

Stay ahead of life’s unexpected surprises with a fast personal loan

We understand that time is precious and that you need a solution as soon as possible, our online loan applications are quick and easy and we can provide you with a quick cash loan so that you can overcome life’s unexpected little surprises.

Should you have a broken down car or you would like to purchase a new television, perhaps you need a vacation or you could reduce those pressures of debt and settle some outstanding bills. If this sounds like you then you could always consider a fast personal loan with Admiral Finance.

You don’t need to delay, give us a call today we are here for you!

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Admiral Finance is a trusted & reliable provider of personal loans

In our review, Admiral Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Admiral Finance is a registered credit provider in New Zealand: FSPFSP 9421

Customer Reviews & Testimonials

I was a little nervous taking out a personal loan to cover some expenses for our house, but Admiral Finance offered me a loan that was affordable, which put my mind at ease.

Gail C
— Nelson —

The consultants don’t just do their job; they also genuinely care about your needs. They are interested in you as a person and that shows through how they go above and beyond to get you the loan ...

Heeni S
— Upper Hutt —

Fast response- I knew the outcome of my personal loan application in less than an hour.

Zane B
— Whakatane —

Admiral Finance Contact

Physical Address

  • 45 Mandeville St, Riccarton Christchurch Canterbury Region 8011 New Zealand
  • Get Directions

Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday Closed –
  • Sunday Closed –