Rating based on 38 reviews

The Lending Room

  • Personal loans up to $25,000
  • Apply online
  • Repayment up to 5 years

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The Lending Room homepage
Author The Lending Room. Screenshot of The Lending Room website.
[Accessed April 17, 2018]

The Lending Room - The best interest rates

When working with the lending Room, you will find that we are easy to get along with we offer a satisfactory and easy service.

The lending room offers the best interest rates in town; the most flexible repayment plan and your chances of being approved are high.

We source through our lenders so if one's not right for you we’ll find one that is.

Loans for clients with bad credit

If you have a bad credit loan, we will do everything in our power to ensure that you get the approval you need. We have an exceptional customer service coupled with an exceptional success track record.

We aim to eliminate the frustration factor associated with borrowing; we are able to give you the finance you need quickly, we will also making you feel at ease, we understand how one feels when you need to borrow money.

Personalised service

When dealing with The Lending Room you can be assured that you’ll be conversing with someone in New Zealand, someone who will know what you’re talking about and how to help you get the personal loan you need. You’ll be treated like a person and not just a number!

The Lending Room Services

Our specialised broker services don’t offer a great loan deal, we offer the ideal loan!

Since the Lending Room’s service is of the highest standard, we will ensure that you receive a finance package that will match your requirements, budget, and lifestyle perfectly; you’ll also love the interest rate! Once you have made use of our personal loans you won’t feel the need to compare several different products from a multitude of lenders.

We do all the work for you

We make use of our expertise and experience to get the job done swiftly and effectively. We are well aware of the rules and qualifying criteria that lender requires, we make sure that your online loan application is perfect and that you have the best chance of being approved.

Whether you are dreaming of a perfect holiday or major renovations to your home or simply want to get rid of some unexpected bill, we are able to assist you.

Loans to suit your needs

Should you be a blacklisted customer not to worry, The Lending Room has offers that are custom-made to fit your lifestyle as well as your needs right here in Auckland. This means you don’t just get any old online loan; this one is tailor-made according to your circumstances, even if you are blacklisted and have a bad credit record.

The Lending Room – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $25,000
  • Repayment 6 months to 5 years

Benefits of The Lending Room

  • Lower interest rates
  • Bad credit loans are available
  • Repayment terms are flexible

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

The Lending Room - Let us find the perfect loan for you

You’ll also be pleased to know with The Lending Room's mediators, you won’t need to push your way through every single individual bank and moneylender’s criteria and guideline to determine which if the right payday loan.

The best of all is you don’t need to do all that by yourself because we do all hard work for you, leaving you to plan the wedding of your dreams or plan your honeymoon, where you would prefer to go and spend quality time with a loved one. While we are still busy you could perhaps go purchase new furniture.

Secured personal cash loan

This option offers more alternatives and better rates. Offer your vehicle or if you have property to offer as security. In the case of where you are searching for another vehicle or perhaps a motorbike, you could apply for pre-approval. This will give you leverage to negotiate a better deal because you’ll know exactly how much you have to spend.

Unsecured loans

This option is for people, who are not able to provide security, regardless if you should have a bad credit or default with your present personal loans and experiencing difficulty getting finance, our loan specialist can more than likely offer assistance.

In an unlikely case that you don’t own a car or property to use as a guarantee, or the car you have now still had a balance owing, you may apply for an unsecured short-term loan – have a chat with us and we can discuss what options are available to you.

Apply for a personal loan

Apply for a personal loan with The Lending room; we will accommodate all your needs to work out the best option according to your requirements, repayments according to your pocket and the best interest rates

The best quick loans and fees are the ones tailored to your needs. The Lending room will also give you the choice of how you make repayments according to the date you get paid, pay monthly, weekly or every fortnight. This way you are able to work according to a budget because the rates are fixed and you’ll know exactly what your repayments will be.

Ok, now that we’ve sorted out what an excellent service we offer, will need to look at your criteria.

The Lending Room will need certain documentation from you like proof of your employment, proof of remuneration, identification document and don’t forget your banking details.

Customer Reviews & Testimonials

I’m glad I saved myself the effort of finding a personal loan by coming to The Lending Room instead of going from lender to lender. It’s through The Lending Room that I found the best possible lo...

Jacob C
— Hastings —

They have very supportive staff who are patient and friendly enough to give you a hand whenever you need it.

Gracie M
— Whangarei —

I was looking for a personal loan and The Lending Room managed to find me a very reasonable loan offer. I’d personally recommend The Lending Room to my circle of friends as well as family.

Karen A
— Porirua —

The Lending Room Contact

Physical Address

  • 6 Findlay Street, Ellerslie Auckland Auckland Region 1051 New Zealand
  • Get Directions

Postal Address

  • PO Box 87294, Meadowbank, Auckland, 2013, New Zealand

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed