Rating based on 24 reviews

Loan Direct

Updated June 28, 2022

Personal loans up to $100,000
Low-interest starting from 8.95%
Repayment up to 120 months

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Author Loan Direct. Screenshot of Loan Direct website.
[Accessed April 17, 2018]

Loan Direct - The loan specialists

We’re an online loan specialist and we make it a priority to get you your money in the quickest possible way.

We succeed in doing this by incorporating technology and the utilisations of our professional personnel, who are experts in finding the right solution for every customer’s circumstance.

Financial assistance for anyone

Loans Direct has been in operation for over ten years and about 20% of our business comes from previous clients who have taken out a quick cash loan with us in the past.

We also receive a lot of referrals when any of their family members or friends that require financial assistance. This proves that not only are our team members doing what they do best, it also proves that we are doing an exceptional job.

We can help you achieve financial freedom

We are the first choice in New Zealand! So if you’re looking for a competitive personal loan? Call us we can help. Loan Direct has assisted all walks of life to achieve their financial goal and dreams.

We have been in the industry for many years providing an excellent financial lending service and every customer has a unique set of situations, so we treat every one of our customers in a unique way.

Loan Direct Services

We are financial experts at your fingertips, even though we are a finance broker; we do provide personal loans through our parent company Loansmart Ltd.

Our employees are highly trained and we are able to provide you with a professional finance broker who has the experience to assist you in obtaining a personal loan that has a low-interest rate and minimal fees.

Contact us

We always ensure that your personal loan is suited to your needs and we will also provide you with expert financial advice to all Kiwis when it’s needed, aimed at all New Zealanders.

You are able to contact Loan Direct telephonically or via our website should you be interested in applying for a person from with us.

Apply for a personal loan

We can assure you that when you apply for a loan with Loan Direct all information is highly confidential as this is a priority in our company; all financial, personal loan applications are treated with the strictest privacy and will never be compromised, plus confidentiality is our key business objective.

Loan Direct deal with the most professional and reputable of organisations so you can rest assured that you are in good hands.

Loan Direct – Personal loan

Loan Type Personal loans
Interest Rate 8.95 – 29.95% p/a
Loan Amount up to $100,000
Repayment 6 months to 120 months

Benefits of Loan Direct

Speedy approval
Receive funds the same day
Paperless process, online application

Personal loan calculator

Loan Direct - We offer a range of services and short term loans

Apply for a personal short-term loan with Loan Direct today, one of the highly experienced financial experts would love to hear from you, offer the best customer care service at all times.

Our repayment periods range between a minimum of six months and a maximum of repayment periods of up to a period of 5 years, we are flexible that way.

If you feel that you are struggling to make repayments on your debt, and not making ends meet a personal loan may just be the way to go. Use your personal loan to clear your credit cards; store accounts and any other small debt you may have.

Once you’ve settled your credit card and other debt, you’ll be free to use your credit card once again if you so wish – consolidate your debt at a lower interest rate and save some money on interest.

Apply for a loan at Loan Direct today and receive one of many personal loans at an interest rate as low as 13.95% per annum. Give us call today, we would love to assist you in any way possible.

We are the financial experts

Loans Direct generally does a credit check, depending on your credit record and security which was offered on your loan application, we’ll tailor the best possible personal interest rate in accordance with your affordability. And you can rest assured that our financial experts will do everything possible to ensure that you get the best possible loan.

With that being said, having a bad credit history is by no means a deal breaker. Although banks possibly will see you as too much of a risk and you will therefore not be approved for a personal loan unless of course, it’s a loan that has been specifically designed for clients that do have bad credit ratings. But this type of loan typically comes with a higher interest rate than that of standard personal loan types.

With Loan Direct you only need to deal with one person

It’s not necessary to go and stand in long queues or make complicated calls. You will be assigned one experienced finance professional who assist you and guide you from the beginning to the end, they have the knowledge in finding the right solution and will tailor make your personal loan according to your specific needs as well as the affordability so that you can keep within your budget.

This is just another simple way we try and assist our customers; we aim to make it as easy as it is fast.

Give Loan Direct a call today, we’ve already said we can help but we haven’t said we want you to take control of your finances.

Loan Direct is a trusted & reliable provider of personal loans

In our review, Loan Direct adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Loan Direct is a registered credit provider in New Zealand: FSPFSP 7461