Instant Cash Online

Instant Cash Online - Convenient online loans

Instant Cash Online is New Zealand’s preferred online cash solution. We have over 5 years of experience in the financial field and we specialize in short-term loans.

We pride ourselves in excellent customer service and finding you the solution that you are searching for your individual needs and requirements.

Make us your first choice

We know how intimidating it can be to apply for a loan and all the hoops you need to jump through we aim to take the stress out of applying by making the process as easy as possible even if you have a less than perfect credit score.

Our mission is to provide you with the cash that you require as quickly as possible.

3 easy steps to applying for a loan

Step 1: Complete the online application form and upload the necessary supporting documents using credit sense or if you prefer you can scan and email them to us

Step 2: We will review and verify your details

Once we have received your application we will verify your details and make sure that you meet the minimum requirements then provide you with an outcome.

Step 3: Sign online

We will send you a copy of the payday loan agreement that you can accept and sign online.

We will send you an SMS to let you know we have sent you the contract. Sign it and send it back to us and we will pay the money directly into your account.

Instant Cash Online Services

Our online instant cash loans are perfect for cash emergencies or other unexpected expenses that may arise.

The application process is 100% online and you will receive an outcome in as little as 5 minutes. If your loan application is approved, you may receive your cash on the same day.

The technology you can trust

Technology is advancing every day so we take advantage of that fact. The fastest, most convenient way to apply is to log onto our website and complete the online application form.

Use Credit Sense to verify your details and upload your bank statements and we will give you an outcome within a few minutes. We are a responsible lender and treat our clients like family. If a loan is not in your best interest, we will try to assist you with advice

Payday loans for unexpected expenses

Our payday loans range between $300 and up to $2,000 and need to be repaid by your next payday. Payments are made via a direct debit that is set up to run automatically and aligns with your payment frequency. If you would like to make a payment in another manner, please call us so we can make the necessary arrangements.

We offer a number of different financial solutions including loans for clients that have a bad credit history or a bad credit score. We also offer vehicle financing and other short-term cash solutions.

Helping you be responsible

We are a responsible lender and as such we want to assist you wherever possible. If you are not able to afford the loan repayments we will not be able to assist you with a fast loan. We will perform a credit check and make a decision based on your financial obligations and other financial factors. Our contracts are easy to understand and all fees are upfront, there are no hidden clauses or additional costs that will make your loan cost more.