The Active Finance

Active Finance - We have the lowest interest rates

Active finance offers the fastest service when it comes to getting you the best deal on personal loans, payday loans, vehicle financing, debt consolidation, or bridging finance. We listen to your needs and form a relationship with our clients.

We know everyone has different circumstances and that’s why we customize a loan solution to suit your specific needs and requirements.

We offer fast loans at the lowest interest rates in New Zealand we do this by providing access to our large network of lenders.

When you have options you will be able to compare deals side by side and chose the loan option that best suits your requirements.

Our mission is to find you the best deal

Since 2000 we have assisted thousands of New Zealand citizens to obtain the payday loans that they were searching for. Our mission is to assist our clients in their time of need, by providing helpful financial advice and guidance.

We search and find our clients the lowest interest rate possible and offer very easy repayment terms that can be designed and customized to suit your requirements.

Deciding how much you want to borrow

To help you decide how much money you can comfortably afford to borrow, we have provided an online calculator that will sort out the number for you.

Use the calculator to find out how long it would take you to pay back the desired amount. Select how frequently you get paid and if it’s weekly, fortnightly, or monthly. The calculator will give you a rough idea of what your payments will be.

The Active Finance Services

Our philosophy is to keep you happy and smiling we do this by keeping the loan process as stress-free and easy as possible. We are a loan finding service that uses our knowledge to source you the best financial solution.

Complete just one loan application online this will give you access to a wide range of lenders. By applying through our service you have access to multiple lenders, but it will only look like you are applying for one loan so it won’t negatively impact your credit score.

By having access to more than one lender you can compare offers and save money, you also have more chance of your loan application being approved.

The following requirements are needed when you apply

As we are a loan finding service this means that we can help you compare loans online and find you the loan you are looking for no matter what you are looking for or what credit score you have.

• To apply you will need to be at least 18 years old
• You need to be a citizen of New Zealand
• You must prove that you can afford the payday loan and that you have a stable income

Unsecured personal loans

Not everyone has the ability or collateral to secure their loan, but they may still require some extra cash. Our unsecured personal loans are ideal for unexpected expenses. The amount that you will be able to borrow will depend on your individual circumstances

No matter what your personal cash loan requirements are or if you have had financial problems in the past we will be able to secure you a loan through one of the lenders in our network. The interest rate that you will be charged will vary based on your affordability and other requirements.