Rating based on 15 reviews

Cash Relief

  • Payday loans up to $600
  • Low-interest up to 280%
  • Repayment up to 2 months

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Cash Relief homepage
Author Cash Relief. Screenshot of Cash Relief website.
[Accessed April 17, 2018]

Cash Relief - Loans under 60 minutes

When you need some extra cash to pay your bills it can seem like any amount of money could offer your wallet some relief.

Cash relief was established especially to help New Zealand citizens when they need some cash to help them in their time of need. We offer quick loans of up to $600 and the money will be paid directly into your account within 60 minutes of your loan application is approved.

Fast cash relief when you need it

When you need money, you need it as quickly as possible and with as little hassle as possible. We realize that you don’t have time to visit a branch or complete reams of paperwork. To apply for a loan through our website only takes a few minutes. After we verify a few details we will give you an outcome and if your loan is approved the money will be paid into your account within 60 minutes.

If you have bad credit you may still apply.

Providing relief till your next payday

Our payday loans allow you to borrow up to $600 over a short period of time, or until your next payday. You will be charged a small establishment fee of $86 as well as an administration fee of $6.10.

Our business has been open since 2011 and since then we have continued to expand and grow. If you prefer the old school approach and you would like to speak to a consultant send us an e-mail and we will get in contact with you.

Cash Relief Services

Our personal loans can be used for any reason and there are no restrictions attached to them.

The aim of our service is to provide the cash you need as quickly as possible so that you can get on with the more important things in life.

The requirements to apply:

  • You must be 18 years old or older
  • You must earn at least $450 per week
  • You will need to provide proof that your salary is paid into your account and that you have stable employment
  • You will need to have a bank account in your name that the money can be deposited into
  • You need to have internet access and an active e-mail address and cell phone number

If you meet these criteria, log onto our website and complete the online fast payday loan application form.

Simply follow these steps to apply:

  1. Determine how much you would like to borrow and complete the online application form
  2. We will verify your details and give you feedback on your short-term loan application
  3. Once you have signed the loan agreement the money will be paid into your account within 60 minutes
  4. To repay the loan is easy. We will assist you in setting up a direct debit on your account.

Cash Relief – Payday loan

  • Loan Type Payday loans
  • Interest Rate 280%
  • Loan Amount up to $600
  • Repayment 7 days to 2 months

Benefits of Cash Relief

  • Flexible repayment terms
  • Speedy cash payout
  • 100% online application

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Cash Relief - quick and easy payday loans

If this is the first time that you are applying for a loan with us, we will need to send you a digital credit contract that you must sign for us to continue with the payday loan process. Once this contract is signed the money will be transferred.

The second time around

Once you have seen how easy it is to apply for a Cash Relief payday loan, we hope that you will be a repeat client. Once you have repaid your first instant loan without any issues, then you will be able to apply for a loan with us a lot more easily the second time around.

Our system will save all your details so all you need to do is log onto our website and use your unique customer code to re-apply. Once you have repaid 3 loans successfully, you may qualify to borrow more money in the future. You will only need to sign the credit contract once. The next time that you apply you can completely skip this step this will mean that you will receive your cash even faster than before.

Keeping your information confidential

We make sure that your personal information is safe and secure by using the latest technology and encryptions. You will need to give us consent to perform a credit check and access to view your bank statements.

We won’t contact your employer to confirm employment and your loan information will remain completely confidential. You need to be permanently employed and not under debt review to apply for a loan.

Failure to repay your loan

We will send you a message a day before your loan is due so that you can ensure that you have enough money in your account and the direct debit does not bounce.

If you are having problems and don’t have sufficient funds you will need to let us know as quickly as possible so we can make another arrangement. If you don’t let us know when you will be charged a debit dishonor fee as well as other penalty charges.

If you enter into an unsecured loan agreement that you can’t afford, you can quickly become trapped in a debt cycle that is difficult to escape from.

man holding thumbs up

Cash Relief is a trusted & reliable provider of payday loans

In our review, Cash Relief adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Cash Relief is a registered credit provider in New Zealand: FSPFSP 246365

Customer Reviews & Testimonials

You were there for me when I really needed it and I won’t forget how wonderful you treated me. I’m pretty sure you already know this but just to hear it from me, you really do help make a differe...

Marisa A
— Porirua —

I applied for a payday loan. They didn’t waste time getting me what I needed. The service was quick and just all-round fantastic.

Ricki P
— Wellington —

Cash Relief is a lender that doesn’t judge you for past mistakes. They gave me a loan even though I had bad credit.

Guy W
— Dunedin —

Cash Relief Contact

Physical Address

  • Unit No. 28/369 Adelaide Road, Newtown Wellington 6021 New Zealand
  • Get Directions

Postal Address

  • PO Box 27 260 Marion Square, Wellington , 6141, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –