Rating based on 32 reviews

Easy Financing

  • Payday loans up to $5,000
  • Low-interest up to 271%
  • Repayment up to 45 days

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Author Easy Financing. Screenshot of Easy Financing website.
[Accessed April 17, 2018]

Easy Financing - Loans up to $5000

Do you need easy financing in a hurry? Our payday loans are ideal for when you need money in a hurry, Apply in only a few minutes by completing the generated loan application form.

Our loans allow you to borrow as little as $300 and as much as $5,000. To keep the process as streamlined and problem-free as possible you can easily upload your supporting documents straight to our website so there is no need to print any documents.

Our approach to granting loans is unique this is because we want to ensure that your loan application is accessed quickly and you receive your outcome.

Welcome to the family

When you apply for a loan with us we see you as part of our family and we will do everything that we can to help you get the loan that you require. Our staff are very friendly and trained very efficiently to be able to answer any of your financial questions. They will explain your contract to you in detail and make sure you understand the loan agreement that you are signing.

Keeping it simple

We are a fully licensed New Zealand credit provider that is owned and operated by New Zealand citizens. Our instant loan process is different we won’t confuse you with difficult words or use jargon that you don’t understand.

The contract is completely transparent and there are no hidden fees or extra charges. When you apply we will review your loan application and verify your details including your income, employment status, and bank statements.

Easy Financing Services

We will provide you with a unique customer username and password. This will allow you to sign the personal loan agreement online. Once we have received the signed contract we will transfer the funds.

To repay the loan we will set up a direct debit on your account that matches your payment frequency.

This means you never have to worry about forgetting to make a payment.

Easy financing to help you through

A payday loan is a loan that needs to be repaid by your next pay date. The amount that you can borrow will depend on your income and other factors.

First-time clients will be offered a lower amount but that amount will increase once you have paid off your first loan.

Online and on time

Time is money that is why we aim to make the application process as quick as possible, using technology to apply for a loan makes the process so much quicker than it would be if you had to visit a branch and speak to a consultant's face to face.

Apply for a loan from anywhere 24 hours a day

  1. Complete the online application form using your personal details
  2. We will verify your application and see if you meet the requirements
  3. If your quick loan is approved we will send you a loan agreement. Accept this offer by signing the contract online
  4. Once we have received the signed agreement we will transfer the money into your bank account

Easy Financing – Payday loan

  • Loan Type Payday loans
  • Interest Rate 271%
  • Loan Amount up to $5,000
  • Repayment 45 days

Benefits of Easy Financing

  • Approval is fast
  • No extra charges
  • Flexible repayment terms

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Easy Financing - Stress-free loans

When times are tough and finding the financing that you need seems impossible. Our payday loans are there to assist you.

If you need to pay your rent, have missed a payment on one of your accounts or you need to buy medicine or pay for an emergency expense we have the loan solution that you need

Chose how much you want to borrow and how long you would need to repay the amount that you borrowed, remember to add interest fees and any other fees when working out how much the online loan will cost. Sign the contract online and the money will be transferred into your account on the same day.

Provide the following supporting documents

  • A copy of your last 90 days bank statement
  • Your 2 most recent payslips
  • Proof of address
  • A form of identification such as your driver’s license, passport, or birth certificate

Using Credit Sense to make your life less complicated

Previously, when you applied for a short-term loan you would need to go into the bank to print out your bank statements and then drive to the branch to see loan consultant. Nowadays you can apply for a loan from any device that can be connected to the internet.

Credit Sense allows you to link your bank statement to our system using your internet banking details. This allows us to view your statements easily, and process your application quickly and efficiently.

Other fees and charges

If there are insufficient funds in your account, you will be charged a penalty fee of $35. This fee will be charged should you decide to reschedule the payment. If you are having difficulty making payments let us know so that we can set up a payment plan that suits your budget. If we know you are having a problem, then we will be able to assist you.

Customer Reviews & Testimonials

Applying is very straightforward. No hassles involved.

Jayda L
— Christchurch —

Your service was absolutely superb! You made getting my personal loan as stress-free as possible.

Flynn J
— Upper Hutt —

If you need money quickly, I’d say use Easy Financing. I got money on the same day after applying for a payday loan and I am so impressed. Keep it up!

Roanna C
— Gisborne —

Easy Financing Contact

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