NZ Finance LTD

NZ Finance - you can become debt free

We are a well-established business, we are 100% New Zealand registered owned and operated and our offices are situated in the central city of Auckland. We are NZ Finance and we specialise in providing our Kiwis with simple and affordable quick loans throughout New Zealand.

When you need a loan and you contact our office you’ll be speaking to one of our professional and friendly consultants, meaning you won’t be put on hold forever in a day because we don’t operate through a call center and your call won't land up in India.

Home-Owner's debt consolidation

If you are being dragged down by several credit accounts like credit cards, store accounts, hire purchase and any other online loans, and you’re a home-owner then you may perhaps want to consider a homeowner's debt consolidation it could be just what you need.

By settling all your debt with a debt consolidation loan and only having one single loan could be beneficial to you because it works out to a much lower repayment which could possibly be adjusted to suit your income plus NZ Finance offers you the flexibility of being in a position to redraw on your account should you require any extra cash in the future.

Unfortunately, the homeowner’s debt consolidation is presently only available to Auckland homeowners; however, we are looking to include other parts of New Zealand in the future.

The good news is that your homeowner's debt consolidation loan will by no means affect your current home equity loan with your bank because you will continue to make your bank mortgage repayment as you normally would.

NZ Finance LTD Services

Consider opening a QuickDraw loan account with NZ New Zealand and once that’s done, you could settle your loan over the term that you specified or perhaps you would like to make use of the redraw facility whenever you need to do so.

For the most part, our customers find that having the flexibility to QuickDraw (redraw) on their payday loans simply means that they have access to quick cash when they are in a pickle and they don’t have to go through the whole application process again.

Quickdraw account

Here’s a quick example: Jack opens a short-term loan account for $2 000 with repayments of $ 55 per week over a period of 12 months.

Sometime later, Jack finds that he is a bit strapped for cash and decides he needs another loan, Jack makes contact with us to find out what his current credit limit is and if he may do a QuickDraw (redraw) on his account.

He has the choice to keep his repayments as they are or he could increase his repayments in order to redraw on his account for larger amounts or more frequently.

Loans are processed no matter where you live in New Zealand

You’ll never be left wondering what your balance is because you will receive a detailed personal cash loan repayment schedule with your loan agreement which will clearly state your opening and closing balance going forward.

It’s easy to follow allowing you to keep track of all your payments and balances.