SBS Bank

SBS Bank - The best financial solutions

SBS Bank operates as a credit union because we are New Zealand’s only member run the bank. When you join as a member you will become part of SBS Bank and you will have a say in how the bank is run and operated.

Through our partnership with our members, we are able to help the community and help you when you experience financial hardships. Our relationships are based on mutual trust, respect and the spirit of helping each other succeed.

Banking solution that is better for you

We offer all the same banking services that traditional banks offer at reduced costs, all our products are specifically designed for our members and all profits that are made from membership fees are channelled back into providing the best financial solutions like personal loans and credit cards at very affordable rates. We operate and run by our members and were specifically designed to help you as part of our community in your time of need.

How it all began

Our Credit Union first established in 1869 and since then has grown tremendously in membership. The more members that we have, the more banking, loan and credit card benefits we will be able to offer.

To date, we have over 149 years of experience in the financial field and we use this knowledge to better help our members.

SBS Bank is registered as a bank, but it is actually run and operated as a credit union because it is run by its members and the members have a say in how the business is run.

SBS Bank Services

Traditional banks offer a wide range of services, but have Bank lending criteria and the banking hours and long and short-term loan terms are not usually able to be customised and are very strict.

Our service gives you everything that a bank does including offering insurance products, savings accounts, quick loans and investment opportunities and personal financing.

Banking made simple

We want to help take the effort out of banking and bring you the best everyday banking deals. Handling your finances can be easy with a little bit of assistance from us. Bank on the go anytime through our App or online banking and handle all your bill payments from the comfort of your phone.

You will be given access to a debit MasterCard that gives you the ability to shop when and where you want to. We will supply you with education and teach you money management skills. By knowing what you are spending each month you can manage your budget more easily and keep track of your spending patterns.

Your passport to a better financial future

When you are travelling it would be great to have the currency that you need in your pocket without having to run around to exchange it. Your cash passport platinum benefit allows you to shop overseas with confidence and make payments by simply swiping your card.

Your card will work for all currencies and you will be charged the current locked exchanged rate. Your card is secure as it is protected by a chip and you must use your unique pin when making payments overseas.

With our New Zealand credit union you won’t be charged any fees for drawing money in a foreign country from any ATM.