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[Accessed July 3, 2019]

Finder.co.za - Expert loan comparisons

Our aim as a loan comparison site is to help New Zealand citizens find their perfect loan by offering them a lot of information and easy comparison tables that allow them to choose which loan option suits them best.

We offer loans for those that have a good or a bad credit score with long- or short-term loan options.

Finding your ideal loan solution

If you know what you want from your loan then it will be easier to find the perfect loan provider. The interest rate that you will be charged will depend on how good or bad your credit score is and your ability to repay the loan.

The better your credit rating is the less interest you will be charged. If you have a very bad credit report then you will need to apply for a bad credit loan and you will be charged a higher interest rate and be subjected to harsher lending criteria and loan terms. Bad credit lenders design loans that are especially for those that have bad credit.

Helping you simply to the loan process

Applying for a loan can be very tricky especially if you don’t know what you need from your loan. The amount of money that you need to borrow and for how long will determine which type of loan you should apply for.

Payday loans allow you access to a small amount of money for a short period of time. These loans need to be repaid by your next payday in full which makes them a risky type of loan for those that are already in a bad financial decision.

finder.co.nz Services

Our website will provide information on the different lenders as well as details on the loans that they offer. This information is categorized according to what the lender has to offer and what you need to apply for each loan application.

The biggest problem when using a loan comparison website is to know if the information is unbiased or not. If the lender is paying for the site to give them a favorable rating. If the choice is unbiased then clients will be able to make their own decisions and compare loans depending on what they are looking for.

The difference between a loan broker and a comparison site

A broker is referred to as the middleman that gathers all the lender details on behalf of the lender and then directs you to the lender if they suit your requirements. The broker will send your information to lenders on your behalf and then send you the best offers so that you can choose between them.

A loan comparison site does not collect your loan requirements and instead has information on different lenders that you can search through yourself then you can apply to the lender that you choose. A loan comparison site is usually better to look for unbiased information.

Why it is important to compare offers on loans

The main reason to compare online loans is to save yourself money and find the lowest possible interest rate. If you have a bad credit record you can use a loan comparison site to compare bad credit and unsecured loans and apply to a lender that does not require a credit check or find a secured loan option that suits your requirements. Search for a loan option that suits your budget and allows you to customize your repayment schedule.

finder.co.nz – Loan comparison

  • Loan Type Loan comparison

Benefits of finder.co.nz

  • Instant decision
  • Quick funding
  • Affordable rates

Loan comparison calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Finder.co.za - Choose the right loan

Loans come in very many different shapes and forms. You need to decide if you would like to apply for a long-term or a short-term loan, with a fixed or variable interest rate. The type of loan that you are offered will depend on your overall credit score and your level of affordability.

What factor of the loan is the most important to you? Do you require a low-interest rate? Or do you require a loan that allows you longer repayment terms? Some lenders offer pre-approved loans these loans allow you to find out quickly how much you qualify to borrow and will ensure that your loan application will be accepted.

Financial advice at your fingertips

Loan comparison sites offer a wealth of information and financial advice on different loan offers. We have been in the financial business for a long time so we know what kinds of things to look out for in your loan application that could mean that your loan application is declined.

The biggest mistakes include:

  • Applying for a larger personal loan that you actually need. This is especially true with payday loans and could cause your application to be declined completely
  • Not shopping around for a lower interest rate or considering all your options
  • Incomplete application forms and providing too little information so that a lender can determine your level of affordability
  • Applying for the incorrect type of loan
  • Applying when you can’t afford the loan repayments because you already have too much other outstanding debt
  • Applying to multiple lenders directly. Applying through a broker allows you to apply to multiple lenders with one application form that will only be listed on your credit report as one enquiry when you apply to each lender directly each offer will be listed on your credit report.

Customer Reviews & Testimonials

For experts in loan comparison, I highly recommend Finder.co.nz. They know their products and their lenders so rest assured that the loan you are receiving will be an affordable and well-consider...

Tiffany D
— Christchurch —

For customer service that is not comparable to any other, I recommend finder.co.nz. If you need to make a rapid decision, they will ensure that you get what you need without the wait. No more que...

John S
— Auckland —

Get the advice that you need at your fingertips. I am the type of person who prefers to take a hands-on approach to finance which is why the finder.co.nz offers such a wonderful service. Give the...

Hailey W
— Queenstown —

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