Rating based on 13 reviews


  • Fast loan comparison
  • Quick funding
  • Online application

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finance.co.nz homepage
Author finance.co.nz. Screenshot of finance.co.nz website.
[Accessed July 3, 2019]

finance.co.za - Choose the loan that suits you best

Mike Fraher has been in the financial industry for over 20 years, he decided to use his vast years of knowledge and experience to open his own business and that is how finance.co.nz was born.

Mike realised over the years that most clients had no idea what they were committing too when they entered into a loan agreement and that clients needed to be educated about the different loan products on offer. Finance.co.nz was designed to provide education and information on different lenders and their financial products.

How our site operates

Our loan comparison site is a vast source of independent information that will assist you with everything you need to know about the different loan products on offer and help you link up with them easily. Select the loan products that you are interested in and we will give you all the information that you need in order to make an informed decision.

Our website and all information provided is offered completely free of charge. The way we make money is that we get a referral fee from the lender that you use when you sign the loan contract with them. We also make money through advertising and special features, you will be charged the same amount for the loan as if you applied directly to the lender.

We are there to assist you in finding the personal loan that you are looking for by listening to your needs and finding a solution that suits your requirements best. Our staff are friendly and we have an excellent reputation for customer service you can rely on us to find you the best deal possible.

finance.co.nz Services

Our aim is to save you as much money as possible, we do this by allowing you to easily compare loans online side by side.

When traditional banks deny your loan application and you don’t know where to turn we will offer you advise and help you secure a loan application.

How to pick your loan service provider

You need to know what requirements you have for your loan, how much you need to borrow and how much you need to repay. The best way not to get overwhelmed by all your different choices is to eliminate lenders that don’t suit your needs. Once you have narrowed down your options, compare rates, fees that you may be charged and the terms in the loan contract.

Other loan options include:

  • Credit unions – These are non-profit organisations that use the profits that they make in order to offer you a lower interest rate and better loan terms. They can be more lenient when it comes to lending criteria and customize a loan solution for you.
  • Peer to peer lenders – This type of peer-to-peer loan eliminates the middleman and allows you to lend money from people who are looking to invest. These types of loans offer fewer overhead costs and a lower interest rate.
  • Loan cash stores or loan sharks – This type of loan arrangement should only be considered as a last resort as they are very risky. They usually come with a very high interest rate and will end up costing you a lot more than you originally borrowed.

finance.co.nz – Loan comparison

  • Loan Type Loan comparison

Benefits of finance.co.nz

  • Simple online application
  • Affordable and flexible loans
  • No setup fees

Loan comparison calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

finance.co.nz - Let us help you find the perfect loan

Having a lot of choices can be very overwhelming so it is important to consider all your options carefully and weigh the pros and cons of each lender to find the option that suits your needs by using our loan comparison website.

A low-interest rate is a great starting point but you need to read the fine print and make sure the deal is actually as good as it seems. Look out for hidden fees and extra charges and make sure that you fully understand the loan terms and agreement before signing the contract. Look for a reputable lender with a good customer service record

A loan agreement is a long-term commitment so it is important to enter into the agreement with someone that you can trust. If the lender has reputation for good customer service then they are more likely to assist you if you should run into any problems in the future.

What our product guide offer’s

Our product guide offers you information and advice on mortgages, money transferred and personal loans. To assist you when you need to convert your currency then use our currency converter that is available free on your website.

The world available at the click of a button

People travel more and more and often have friends and family all over the world. Our international money transfer service was designed to help you transfer money internationally from one account to another, in another county.

This will save you money on currency conversion fees and allow the other party access to the money very easily. The exchange rate that banks offer is not available to the public to use in the retail sector this rate is known as the interbank rate.

We charge you a money transfer rate that has the foreign exchange rate built into it. You won’t be charged the same money transfer fees in every situation. The amount that you are transferring will affect the amount that you are charged.

Customer Reviews & Testimonials

The change in your life can begin with one simple decision; this decision for me was my application to Finance.co.nz. I cannot stress enough how much they helped me. They treat you with the neces...

Drew M
— Alexandra —

Get everything you need right at your fingertips. The finance.co.nz website has an array of information about a wide selection of loan options. If you are the type of person that likes to take co...

Peter H
— Hastings —

Efficient and friendly; if this is what you look for in a lender then I guarantee that you will not be disappointed with finance.co.nz. They are a loan comparison website that is second to none; ...

Richard W
— Stratford —

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