Car loan calculator

How much would you like to borrow?

$

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Interest Rate This field is required and the value should be a number.

The interest rate of a loan will vary based on your credit score and risk profile.

Repayment Term

Months / Years months years

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This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

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NZ Loan - Quick online applications

After your online application has been brought to our attention, we will proceed by asking for certain documents to verify the adequacy of your online application.

All we do at this stage is to check whether the numbers you stipulated on your personal loan application correspond with the information that is stipulated in your bank statements.

Should we find that there are discrepancies, we will contact you to try and see if you can’t make us understand the irregularities that we find. However, if the issue is too big to resolve, we will have no choice but to terminate your credit request with immediate effect.

Adhering to the terms and conditions

Reading the fine print can’t be overemphasized; there is always a need to thoroughly go through your credit application so you can understand what is it exactly that you are signing up for. After you have put your name, initials and last name on your contract, we presume you understand everything.

Should there be any clause you need us to clarify, please let us know before you sign for the vehicle advance agreement. The last thing we want is to see a client that has accepted a contract but doesn’t understand the extent or the essence of it.

NZ Loan is committed to responsible lending

As much as we would like to help everyone who signs us for a car loan, we can’t. We are always looking for people who are in good financial standing to ensure that the loan they are applying for is not a financial drag.

If we feel like you have too much on your plate judging from your financial records, we will have to reject your application. There is nothing stopping you from applying again after you feel like you have settled a few debts. There are no restrictions that will be coming from our side, we will assist you in the best way we how.

Can I apply with a bad credit history?

The extent of your bad credit history will only be determined after we have checked your documents. The client must find that while he is busy stressing about his past financial spending, there isn’t really much cause for concern. We encourage our customers to apply for a bad credit loan regardless of their history.

Can I make an appointment?

If you would like to personally meet with one of our agents, you are welcome to give us a call and we will be ready to assist you with your financial concerns. There is no need to call us again to reconfirm, we usually make a list of everybody that we are going to be meeting with for the day just to serve as a reminder for our consultants.