Rating based on 41 reviews

Aqua Cars

Updated
  • Car loans up to $30,000
  • Low-interest starting from 9.95%

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Aqua Cars homepage
Author Aqua Cars. Screenshot of Aqua Cars website.
[Accessed April 17, 2018]

Aqua Cars - Quick and convenient loans

Aqua Car loans get you on the road faster, we work with you to find what you are looking for, no matter if you have a bad credit score or a deposit to put down on your vehicle.

If you are searching for a car, let us help you find what you need through one of our many yards or accredited dealers. If you prefer to look for your car online or at an auction we may still be able to assist you.

Trade your car in and get some new wheels

If your old car is giving you problems or you just feel like driving a new set of wheels why not trade in your vehicle and use that money to help you pay for a much newer model. If you have used our trade in service before, the next time that you want to trade in it will be even easier.

Helping you get your car on the road

Once your car loan application has been approved and you have found your car and sorted out all the details then all you need to do is sign the contract and we will do everything else on your behalf, this means that you will get your keys even faster and drive away a happy customer.

Choose the package that suits you best

We have a wide range of products to suit your requirements and we can design a package to suit your individual needs. Our online loans, consider the cost of running the car and includes insurance to protect your car in case something bad happens. Look for a car that suits your family’s needs and once you have found it, we will sort out the financing for you.

Aqua Cars Services

Aqua Cars offers motor vehicle loans get you on the road faster, we work with you to find what you are looking for, no matter if you have a bad credit score or a deposit to put down on your vehicle.

If you are searching for a car, let us help you find what you need through one of our many yards or accredited dealers. If you prefer to look for your car online or at an auction we may still be able to assist you.

Trade your car in and get some new wheels

If your old car is giving you problems or you just feel like driving a new set of wheels why not trade in your vehicle and use that money to help you pay for a much newer model. If you have used our trade in service before, the next time that you want to trade in it will be even easier.

Helping you get your car on the road

Once your car loan application has been approved and you have found your car and sorted out all the details then all you need to do is sign the contract and we will do everything else on your behalf, this means that you will get your keys even faster and drive away a happy customer.

Choose the package that suits you best

We have a wide range of products to suit your requirements and we can design a package to suit your individual needs. Our car and personal loans, consider the cost of running the car and includes insurance to protect your car in case something bad happens. Look for a car that suits your family’s needs and once you have found it, we will sort out the financing for you.

Aqua Cars – Car loan

  • Loan Type Car loans
  • Interest Rate 9.9529.95% p/a
  • Loan Amount up to $30,000

Benefits of Aqua Cars

  • CAR Loans
  • Bad Credit Car Loans

Car loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Aqua Cars - A checklist for buying vehicles

Applying for a car loan online saves you time and money, we will give you an outcome quickly and let you know how much you pre-qualify for so you know how much you have to spend.

To help you choose, we make sure that we always have the most-up-to-date stock that our dealers have to offer and if you are looking for a particular vehicle then we will be able to source it on your behalf. All of our vehicles come with a current warrant of fitness certificate

How our car loans work

Once your online loan application has been approved, we will determine the interest rate that you will be charged. This rate is the total amount divided by 365 and your remaining balance will be charged as a percentage and added to your account monthly.

There is no limit on how much you can borrow as long as you can prove that you can afford to pay back the amount that you wish to borrow.

To apply for one of our car loans, please have the following on hand:

  • Your valid New Zealand drivers’ license
  • A proof of address that is recent
  • A copy of your latest bank statement that reflects your salary payments
  • Your most reason pay slip

This will speed up the application process and help us determine how much you can comfortably afford to borrow even if you are looking for a bad credit loan.

Customer Reviews & Testimonials

They are an amazing company that works at a really fast pace and my loan had been approved the same day.

Linda P
— Auckland —

If you are not sure about the car you want but you are sure that you need the loan then this is the company you should deal with they will help you get the loan that you need.

Spencer Y
— Queenstown —

I had bought a car from them years ago and recently needed a new vehicle I went straight back to them cause they care about you and have great service.

Cameron W
— Auckland —

Aqua Cars Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 09:00 – 14:00
  • Sunday Closed –